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Like a rubber ball !
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Well done DC. Focus on your progress. Thats a fabulous balance reduction on your loan. Well done!My debts at LBM (2009)Grand Total £161,983.77.(Incs everything, mtge, cr cards, loans)
May 2013 £124,080.27= £37,903.50 paid off WOW!!!!! Well done! There is a guardian angel out there! :AI'm visualising success, debt freeness, and happy days!:T0 -
You are making fantastic progress that is a great amount cleared off your debtAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
Friday - Inset day, means my two are happily snoozing, and I don't have to rush around finding, PE Kits, lunch boxes or keys, before going to work.
Right I'm £80 into the O/D until Paypal payment hits, that's not going to happen until Tuesday at the earliest.
But I do have food, petrol and £20 cash for the weekend. However I am aiming for a no spend affair as the boys have their own plans and I can continue with the great declutter/tidy up.
Been alcohol free for the last 4 nights, which is a total of approx 18 throughout April. Sleep has been wonderful. No dark circles under my eyes. However tea and nicotine remain my demons.
Looking forward to a busy pottering weekend.DC.
"Some people walk in the rain... others just get wet... " - Roger Miller0 -
Hi DC,
My boys are also on an inset day:) Whilst I don't miss the morning rush I could do without their constant fighting. Will they ever grow out of it ???
I must confess to having some wine last night ( as I was sooo stressed) and woke up feeling Bleugh .... remembered why I no longer drink on "school" nights;)
Have a good weekend:)
40SMXX0 -
40sm
They do stop the physical fighting, mine are at the verbal insult stage, there is the odd door slam, and grunting contest - they seem to understand each others verbal grunt as an insults. I think it's either progress or evolution....
So I am hoping you get some peace this weekend.DC.
"Some people walk in the rain... others just get wet... " - Roger Miller0 -
Morning.
May - a month of mixed emotions for me, but I'm a big girl now and have to keep at it.
I'm a bit of a dreamer and the thing that has been at the forefront of my mind recently is how life will be when I'm financially competant, secure, independant, you know all those big words for not being in debt. This thought has kept me going.
This month I'm going to have another attempt at getting things done.
Boiler needs servicing.
Cooker hob needs an engineer.
I haven't finished repainting the bathroom ( bought wrong paint).
You get the drift, so armed with pen and paper I will write my to-do list and do it !DC.
"Some people walk in the rain... others just get wet... " - Roger Miller0 -
You've done brilliantly with your debt repayments DC. You've paid off almost 1/3rd :T.
I hope the month of May is a happy, goal busting, humdinger of a month for you
. I learned that courage was not the absence of fear, but the triumph over it. The brave man is not he who does not feel afraid, but he who conquers that fear.0 -
scrooge2008 wrote: »You've done brilliantly with your debt repayments DC. You've paid off almost 1/3rd :T.
I hope the month of May is a happy, goal busting, humdinger of a month for you.
Ditto! Well done so far DC. Have a lovely BHMy debts at LBM (2009)Grand Total £161,983.77.(Incs everything, mtge, cr cards, loans)
May 2013 £124,080.27= £37,903.50 paid off WOW!!!!! Well done! There is a guardian angel out there! :AI'm visualising success, debt freeness, and happy days!:T0 -
May it be Marvellous Motivating May, and not Miserable, Morose May xxSuccessful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0
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hope you manage to get back on top of things... how irritating about the paint! Any fun planned for the weekend?Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250
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