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Like a rubber ball !
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Morning DC,
Well done on the bingo win and ebay, i'm off to the grindstone too.
Bye for now.I learned that courage was not the absence of fear, but the triumph over it. The brave man is not he who does not feel afraid, but he who conquers that fear.0 -
Decided am really going to try the payoff 20k in 2010 challenge. Starts 1st Dec. And that Marbles card is really going to get a good thrashing. Am struggling to pay minimum payment on two cards this month, usual excuse poor budgeting. Will do it but will be tight.DC.
"Some people walk in the rain... others just get wet... " - Roger Miller0 -
Go for it DC, expecially that Marbles card, it's criminal that interest they get away with.
I like the start date as well, first mover advantage.
I learned that courage was not the absence of fear, but the triumph over it. The brave man is not he who does not feel afraid, but he who conquers that fear.0 -
TY Scrooge. Gearing up for the battle.
Didn't get the winnings from ruby bingo, thought it was too good to be true, T & C clause, play through 3 bonus times or something.
However made up for it with £20 on BBDC.
"Some people walk in the rain... others just get wet... " - Roger Miller0 -
hI DF
Just popping in, see how you are! Well done with all your wins. At least you are making your min payts, and it will be a little bit more off the debt! Well done! PandFMy debts at LBM (2009)Grand Total £161,983.77.(Incs everything, mtge, cr cards, loans)
May 2013 £124,080.27= £37,903.50 paid off WOW!!!!! Well done! There is a guardian angel out there! :AI'm visualising success, debt freeness, and happy days!:T0 -
well done on the sales and the wins. Always must check the ts and cs
Have a look at the special occasions board for ideas on low cost xmas presents that are quirky and look like you've made an effort
Last year I did
pots of gold
snowman soup
reindeer flannels
flannel cupcakes
sock cupcakes
flannel yule logs
stress balls
My MIL is hard to please she was absolutely delighted and other people were impressed too!
There are things you can do to reduce the xmas cost so go for itAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
Morning
Just checking in, I have a mountain of things to so today. From tax forms to ironing, shopping, parents evening and anything else that comes my way.
Found a £10 bonus in my BB account :T have bought advance tickets.
December is looming will it be Daring December? Devilish ? Thinking it will be Dashing because I'm always running around in a mad chaotic rush !
Happy Thursday.DC.
"Some people walk in the rain... others just get wet... " - Roger Miller0 -
All three? Dashing, daring, devilish December sounds like a lot of funSuccessful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0
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Drum roll !!!! Finished my CV!!!
All tax forms and wait for it DS's first ever CV too !:j
Parents evening a total success am so impressed with my sons. :T
Yes Hypno, daring, devilish and dashing December.
Fantastic Friday is here !DC.
"Some people walk in the rain... others just get wet... " - Roger Miller0 -
:TWow DC, that's just fantastic, 2 CV's and a tax form in one day. There's no stopping you now:T I'm so pleased your sons are doing great too.
Daring, devilish, dashing December it is then.
As for Fantastic Friday, I think I am going to have to rise to the challenge, I can hardly keep my eyes open typing this ... zzzzzzzzzzzzzz.I learned that courage was not the absence of fear, but the triumph over it. The brave man is not he who does not feel afraid, but he who conquers that fear.0
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