Massive debts

gargrave50

Thanks NTO, I pop in occasionally but my money saving ways are with me always .

Once bitten twice shy and all that. Financially we are very well now, and things are still improving. At last I have everything my heart desires and I'm going to keep it that way.

debtfreewannabe321

gargrave50 wrote: »

Financially we are very well now, and things are still improving. At last I have everything my heart desires and I'm going to keep it that way.

:T:T:j:j You are giving me hope that I can still have this (one day.....):D

gargrave50

Just joined a couple of Aussie survey sites, hoping to be able to redeem some vouchers towards Christmas .

Heading out to the cinema tonight with a friend to watch the Beyonce documentary. We have a money off voucher for dinner of course .

never_too_old

Morning Gargrave,hope film was good:j
Do you have an equivalent to MSE in Oz:)

jodan

Hi hun, you probably won't remember me as it's been 3 years since I last posted. I wanted to let you know that I have finally paid all my debts off and I'm debt free. It's been a long 3 1/2 years but with lots of hard work, scrimping and saving I've got there at long last. Me and hubby are still together and he's proven he is one in a million.
I was really pleased to read your thread and to see how far you have come. Just wanted to say thanks for being there when I needed that boost at the beginning of this horrible journey, and I hope nothing but the very best for you and yours for all eternity xxx

gargrave50

Hey Jodan,

Of course I remember you, what fantastic news and what an achievement! Things seemed so dark back then and look at us now eh?!

Wishing you lots of happiness and huge congratulations xxx

chevalier

Glad to hear that it is working out so well with you.
chev

gargrave50

Hi all,

Sorry I've been absent for such long periods, truth is that's probably the way it's going to be for us. It's been just over one year since we arrived in Oz, and it's slipped away so fast! Days just fly by, enjoying work, saving $500 a week towards "life" and loving family life.:j:j

We don't splurge very often, but we do have a few bargain short breaks with friends planned within WA planned for the remainder of the year. I continue to search out bargains - yes we go out for dinner but usually on a Groupon deal! I haven't changed any of my habits from the focus I had on beating our debts. I still, at the end of each day, transfer odd amounts from our current account to our savings. I have a credit card which I earn airmiles on - use it through the month and pay it in full at the end of every month.:D

I still batch cook, buy bargain cuts of meat and freeze them and look for coupons to reduce the price of my grocery shops. I'm not a different person from that overwhelmed, overworked, stressed person who first posted years ago. However I am no longer overwhelmed, overworked or stressed. I have a happy healthy family, living a fantastic fairytale like life in Australia, debt free, saving money and instilling good money habits into my child like discipline!!!! Same person, same values, different life.

It's not the case for everyone who has come to Australia I am aware of that, but we both now earn approx $120k each a year, and life is very good to us. A stark contrast to how we have lived over the last 12 years:o.

For those of you still hammering through, make your own plans, dream your own dreams. One day, you'll get them all.

As my friends had engraved on a bracelet for a leaving gift :

"She turned her cant's into can's, and her dreams into plans". Firm believer, if you can dream it, you can achieve it:D:j:D:j.

Thanks all for your support and the kicks up the butt when they were most needed;).

[Deleted User]

So pleased to hear that your 'nre life' in Aus is working out so well. After clearing all your debts you deserve it.

Skint_but_Optimistic

Really pleased for you.