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Massive debts
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oh dear we live and learn! You won't be there for much longer though so see it as building memories with good friends ( i hope it was a good evening now lol)
What sort of games do you have on ds i'm thinking of replacing ds one and happy to help you make a few more pennies lol xxMORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200.
Total- £1162.23
Goal pay off 1% of current mortgage in 1 year. £1200. (96.83% there)
EF- first goal £300
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ahh just realised i used ds two times...obviously first ds belongs to you and second ds belongs to me (i feel like an English teacher oooh err lol) xxMORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200.
Total- £1162.23
Goal pay off 1% of current mortgage in 1 year. £1200. (96.83% there)
EF- first goal £300
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debtfreewannabe321 wrote: »oh dear we live and learn! You won't be there for much longer though so see it as building memories with good friends ( i hope it was a good evening now lol)
What sort of games do you have on ds i'm thinking of replacing ds one and happy to help you make a few more pennies lol xx
It was a good evening:o - hangover not so good.
I've only brought a fraction of them down to London with me - will pm you the ones I have brought with me tomorrow, and the rest next week by PM when I get home xx.LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j0 -
Forgot to mention - booked the flights to Australia. I'm now officially £1729.37 lighter :eek:.LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j0 -
Oh its getting so close you must be so excited!!!!!! i wish i was coming with you. And look at your debts you are amazing women lots of love j xxxxxMum 30k/29000
BC1 11500/11300
BC2 10500/10300
BC3 6500/6400 NW 950/800 Next 600/450
Here we go a again!!!:mad: DFD Oct 2016 hopefully!!!0 -
Well doing another bank shift tonight (this time on postnatal - I am not a fan of screaming babies x 22:mad:). Wouldn't that be great, except I got my days mixed up and I have a study day in the morning 8-4pm. I am going to die:o.
Never mind - you live you learn you sort your days out and never make that mistake again.LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j0 -
Wow your air fairs were cheap. I paid over $2000 just for me to come back to the UK last year....I want a job that is less than an hour driving away from my house! Are you listening universe?
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Wow your air fairs were cheap. I paid over $2000 just for me to come back to the UK last year....
I know I have learned my lessons well!;)
I worked hard to get that price, and managed to negotiate inclusive 40kg luggage allowance each as we are emigrants:p.LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j0 -
Evening.when do we see your new figures,
you did well to negotiate that price. Hope you werent too tired with work and training:DMAKE £2022 in 2022 no 29 £2022/£434.10
Mortgage@ 1/1/2022 £17540 / £1601.39
pay all your debts by xmas 2022 £15000/ £1865.29
https://www.facebook.com/groups/680889456637403
you tube channel never too old0 -
Had a pretty rubbish couple of days:(.
So tired during the study day that I dropped my iphone into the toilet:eek:. Still working except for a whole day I couldn't hear anyone but they could hear me! Spontaneously sorted itself out after a night on the radiator except my ipod won't play and it doesn't always make a sound when receiving text messages etc.
Anyway, dragged my @ss to Westfield today. Told lots of white lies (apple man: Did you drop it or get it wet? Me: No:A), they updated the software, then wiped my phone (no photos, no phone numbers and no music now!!!) and that didn't work either. They then decided it was a hardware problem and that they will need to replace the iphone, however they didn't have any appointments left at the Genius Bar until Tuesday:mad:. I fly home on Tuesday!!! Anyway they have made me an appointment for Glasgow on Wednesday and hopefully I will get a spanking new phone then. Unless of course, I'm rumbled.
Doing a couple of bank nightshifts tonight and tomorrow night, so all extra pennies. Which is just as well as my husband has been paid off. No sign of a job at the moment, might have a few bits and bobs coming in. This is a nightmare and seriously affects our Oz pot - i.e. we can't afford to save anymore:o.
Had to laugh at my hubby he tells me if he doesn't have work he tells me he will cash in the scrap he has in the garage and "live off the expected £125 I think its worth, and I won't need to go to the bank all week".
NO, NO, NO my dear - if you think you will attempt to live off £125 a week then you have another thing coming. If you ain't working you ain't spending. Will work through a budget with him when I get home on Tuesday - and it won't total £125 a week trust me.:mad:
On the plus side, he has been offered £100 by a friend of his who works for himself to do a days work on Monday so just Tuesday until end of July to sort out:rotfl::rotfl:.
Leave it to me I've got a knack for organising:D.LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j0
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