We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Massive debts

Options
1218219221223224323

Comments

  • gargrave50
    gargrave50 Posts: 3,011 Forumite
    Thanks everyone - we did have an absolutely marvellous time!!!:j:j:j

    The programme is being aired in January as it happens, so keep a look out!

    I've just had the most amazing week of my life. Met some fantastic new friends who kept us going all week and showed us the most fantastic time!:T

    Back to Scotland with a bump. Never mind, only 15 weeks on Thursday until we leave :D.

    So much to do - lists to write etc. Need to reregister for eBay as they are being fuds for want of a better word.:mad:

    Have closed my capital one credit card which I settled every month in full trying to improve my credit rating. Stopped giving a !!!!!! now so its closed and done with:D.

    Have a zillion things to ebay and car boot and sell to the cash for clothes shop!

    Off to start all my lists. We did spend around £400 and Australia is expensive for lots of things, but overall when we did the cost of living comparison it leaves us with £4000 every MONTH disposable income which is approx $6000.:eek::eek::eek::eek::eek:
    LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
    Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j
  • gargrave50
    gargrave50 Posts: 3,011 Forumite
    Found a company to do a home report for £195 so hoping to arrange that next week when I have a bit more funds:j. The two estate agents on Wanted Down Under valued our house at £120-125k which we were happy with, they suggested putting it on at offers over £115k (funny Scottish house selling market thingy). Planning to do this, and if it doesn't sell just rent it out and try again in a couple of years. If we can get £118k we can clear everything and walk away. ;)

    I was expecting some bank money for a nightshift and a long day last Thursday but assuming the delay was something to do with Easter, so hoping to get that this week.

    Also the Building Society seem to have mysteriously £uck@d up our direct debit which has worked seamlessly for years, its still active at my end but they didn't take their payment this month and now tell us we are in arrears. :mad::mad::mad:

    Will phone and pay that just now and tell them to sort it out.
    LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
    Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j
  • everything sounds like it is coming along great gargrave! So what is the new figure for your sig now as i notice the last update was december...has it come down yet :) ! xx
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200.
    Total- £1162.23
    Goal pay off 1% of current mortgage in 1 year. £1200. (96.83% there)

    EF- first goal £300
  • Welcome back!

    Goodness me, sounds fabulous.

    So thrilled for you x
    Trying to shift that debt!
  • alibob30
    alibob30 Posts: 174 Forumite
    How exciting, what was the presenter like? Nicky something isn't it?
    Really glad it all went well.

    Can't wait to see the program!
  • aliasojo
    aliasojo Posts: 23,053 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    gargrave50 wrote: »
    ......but overall when we did the cost of living comparison it leaves us with £4000 every MONTH disposable income which is approx $6000.:eek::eek::eek::eek::eek:

    Oh my...do you remember earlier in the thread when I said I was jealous of you? Well I still am. :D

    Glad the trip went well. :beer:

    January is ages away...you'd think they would give you a sneak peak link - that you could obviously share with us! :rotfl:
    Herman - MP for all! :)
  • never_too_old
    never_too_old Posts: 3,082 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Knew you would enjoy it,how did you find working over there? will it be the same place you actually work when you go over.
    Did Your son enjoy it?:D
    MAKE £2022 in 2022 no 29 £2022/£434.10
    Mortgage@ 1/1/2022 £17540 / £1601.39
    pay all your debts by xmas 2022 £15000/ £1865.29

    https://www.facebook.com/groups/680889456637403
    you tube channel never too old
  • Butti
    Butti Posts: 5,014 Forumite
    Part of the Furniture 1,000 Posts
    Did you remember to turn your card the right way on that 'England' or 'Australia' bit?
    Debt LBM (08/09) £11,641. DEBT FREE APRIL 2021.
    Diary 'Butti's journey : A matter of loaf or death'.
    Diary 2 'The whimsical tale of the Waterbed of Debt'
    48% off mortgage

    'one day I will be rich and famous…for now I'll just have to settle for being poor and incredibly sexy'. Vimrod Member of MIKE'S :cool: MOB
  • MatyMoo
    MatyMoo Posts: 3,176 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Sounds like it went really well :j Did you all choose Australia?
    :j Proud Member of Mike's Mob :j
  • Did you see any spiders!

    i love spiders!
    Trying to shift that debt!
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.9K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.5K Spending & Discounts
  • 243.9K Work, Benefits & Business
  • 598.8K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.