Massive debts

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  • gargrave50
    gargrave50 Posts: 3,011 Forumite
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    Another parcel for ebay to post, so will stay up and go to the Post Office this morning. I currently have 38 items for sale - mostly good stuff and less carp ;).

    Some ending on Saturday night, some on Thursday when I land home. Will have a season ticket for the post office for the foreseeable it would seem. Never mind the cash will be nice. The appointment for the Justice of the Peace to certify my documents is Friday then I'll be sending off my application for registration with AHPRA which I hear is a nightmare taking 3-6 months to complete. Oh, and the little matter of $450 hence where the ebay money is going.
    LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
    Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j
  • gargrave50
    gargrave50 Posts: 3,011 Forumite
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    Just about to buy an offer on Groupon to enjoy with my best friends:beer:. We couldn't decide what to do for my birthday and have a Saturday afternoon free, so booked an afternoon "tea" with cocktails and prosseco instead of tea. Its in a lovely little boutique hotel in Glasgow.

    £18 for 2 = £9 each. Total bargain for a swanky afternoon ;). I love friends with an eye for a bargain...........I keep good company (eh skint?!:rotfl::rotfl::rotfl:).
    LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
    Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j
  • Skint_but_Optimistic
    Skint_but_Optimistic Posts: 3,391 Forumite
    First Post First Anniversary Combo Breaker
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    Thrift is the way forwards!

    Im in a right humour today like. Just did a presentation and raced through it. My workshop will be more sweatshop at this rate.
    Trying to shift that debt!
  • gargrave50
    gargrave50 Posts: 3,011 Forumite
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    Ebay going well, DS footie kits are doing the business. Dig through the drawers Mums and Dads everywhere. Most of Cole's are going for between £9-15 each :D.
    LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
    Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j
  • gargrave50
    gargrave50 Posts: 3,011 Forumite
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    Didn't manage to stay awake long enough to go to the Post Office yesterday morning, so its a job for me AGAIN this morning:mad:.
    LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
    Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j
  • gargrave50
    gargrave50 Posts: 3,011 Forumite
    edited 13 October 2011 at 1:33AM
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    The Spanx I bought but never wore seem to be attracting alot of interest of Ebay...........it would seem mine isn't the only big bootie in the UK ;).
    LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
    Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j
  • gargrave50
    gargrave50 Posts: 3,011 Forumite
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    Ooh and the Kurt Geiger heels (a little piece of paradise I might add), are at £8.50 with a hefty following of 34 watchers and 4d and 17h still to go :D.
    LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
    Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j
  • gargrave50
    gargrave50 Posts: 3,011 Forumite
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    Around 10 of my items will be finishing on Thursday evening. Can't wait to hear that lovely little kerching noise the iphone makes when an item sells t3906.gif.
    LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
    Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j
  • gargrave50
    gargrave50 Posts: 3,011 Forumite
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    Hubby tells me we received a letter from Wescot stating Santander were looking for the CCA for the old Cahoot loan, and that they would send it on. This defaulted 2 years ago and we haven't paid anything to it since. Its £658 - so around 10% of my remaining debt.

    If they have a CCA I'm a monkey's Uncle4.gif.

    Well actually if they do I'm disappointed, not really a monkey's Uncle exactly.

    Never mind, hopefully they don't and I can make a F&F. Would be happy to give them 50% to get the monkey off my back (just a figure of speech you understand ;)). But of course, I will start lower and negotiate skywards ;).

    After that, I will get stuck into the 2 overdrafts (£1362 + £771.50 according to their letters but largely inflated by 50-100% by charges) and the AA Visa (£2028). The remainder of our debt is Council Tax Arrears. I have already tried to tackle the 2 overdrafts but my F&F's of 50% of the ACTUAL amount owed as opposed to the inflated amounts was rejected. Boo hiss.

    After that debt free :D.
    LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
    Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j
  • gargrave50
    gargrave50 Posts: 3,011 Forumite
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    Sounds easy doesn't it?!smileys-sunbathing-597210.gif
    LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
    Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j
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