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Massive debts

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  • gargrave50
    gargrave50 Posts: 3,011 Forumite
    Butti wrote: »
    Gargrave,

    Completely off topic but do you think more babies are born in the night hours than during the day? My mother was a midwife and she always reckoned they were because there are less predators at night.

    Well done for working in London (sorry I don't mean that to sound as patronising as it does!), I may be down there in the next couple of months cos there's nothing up here in the North.


    B

    I work a'lot of nights and it certainly feels like it!!
    LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
    Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j
  • gargrave50
    gargrave50 Posts: 3,011 Forumite
    gargrave50 wrote: »
    Very busy night - but then you could probably tell that by my absence ;)

    A NSD yesterday but not today hence the to do list..........

    Oh well few hours sleep, and if I'm a good girl and manage to fulfill all of my list I will be rewarded with a take away nandos (20% nhs discount) and a cheap bottle of vino xxj

    Was not a good girl clearly bumped off my alarm at 1500 and didnt wake up til half seven!! List NOT fulfilled, regardless have rewarded myself with said nandos and wine ;)

    Looking at how to do Xmas cheaply - have £25 John Lewis voucher from lightspeed, £30 Next giftcard thanks to a complaint and have already bought Alan's auntie (who does lots of our childcare for free) a tassimmo coffee machine for xmas with amazon vouchers earned :money:.

    We don't buy for many, planning on getting DS a better bike for Xmas as he just started riding his first ever bike recently - going to join Halfords Xmas club on Tuesday and start paying a little each time I'm home to the new bike.

    The attic is slowly but surely being converted almost cost free. The exception being the custom made staircase and velux window which I worked bank to pay for (£1k). The money for flooring etc has come from ebaying, and the ebay items selling just now are looking good. Planning to buy the rest of the insulation with this money :D.
    LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
    Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j
  • gargrave50
    gargrave50 Posts: 3,011 Forumite
    Can't wait to get home on Monday.

    Bring on Thursday (pay day), and hopefully starting to get some responses from PPI claim/letters xxj
    LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
    Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j
  • gargrave50
    gargrave50 Posts: 3,011 Forumite
    Long day today, tomorrow and Monday. Was planning a NSD but really need some toothpaste
    LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
    Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j
  • Cant have you going without toothpaste, the dentist costs more than colgate. Youre doing great. That amazon fund is fantastic! xx
    Trying to shift that debt!
  • gargrave50
    gargrave50 Posts: 3,011 Forumite
    Very reasonable day on maternity today (hence the quick post now!).

    Just completed all the oustanding surveys in my inbox :D.

    Straight to bed - aiming for a NSD again tomorrow.
    LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
    Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j
  • gargrave50
    gargrave50 Posts: 3,011 Forumite
    Have managed to discharge all but 3 of my patients, and 1 will be going very soon. What to do with myself this afternoon?:dance:

    Flying home after my dayshift tomorrow - bloody knackered after 5 nights and 3 long days.

    Hopefully I will get a response from A&L PPI reclaim questionnaire in the time I'm home - looking desperately for something to get my teeth into:D. (What a nutter I am - now I'm looking for a challenge - this time 2 years ago I would have been quaking in my boots)._pale_
    LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
    Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j
  • gargrave50
    gargrave50 Posts: 3,011 Forumite
    Towards my Christmas shopping so far I have:

    The Amazon gift certificate balance of £32.10 - more to be added and I've bought Alan's Auntie a brand new Tassimmo coffee machine for Christmas from this ;)

    A £30 Next giftcard

    A £25 John Lewis voucher from Lightspeed

    Expecting:

    £30 from Global Testmarket

    £79.98 from Quidco

    Another £25 voucher for John Lewis from Lightspeed

    Bring it on Santa:santa2:
    LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
    Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j
  • gargrave50
    gargrave50 Posts: 3,011 Forumite
    Ebay items ending today - looking good ;)

    Ipod Nano is at £45 with 13 watchers and 2 hours to go (think this is as high as this will go)

    Collection of Ben 10 figures are still unbid but have 17 watchers and I've had a flurry of offers for these, so hoping for at least £10.

    Harry Potter wand only at £1.20 but with 10 watchers

    Fit Flops at £5.50 with 18 watchers

    BNIB Nike hi-tops at £13.50 with 18 watchers

    Vtech Kiddizoom camera at £8.50 with 19 watchers (hoping for £15 for this)

    Other lot of Ben 10 figures at £10.50 with 19 watchers.

    Hoping for big things!

    Have also had a rummage in my London house and found the following treasures to ebay:

    Authentic Louis Vuitton coin purse (bought in Boston 8 years ago).

    BNWT Next black blazer - original price £35 (I bought this in the sale but the tags aren't marked;))

    Planning to have another rummage when I get back after my shift............
    LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
    Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j
  • gargrave50
    gargrave50 Posts: 3,011 Forumite
    Still have 2 x green ipod shuffles to list too :D
    LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
    Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j
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