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2010 is the year!

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  • keza
    keza Posts: 1,311 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    well, ok, so im going to pay £90 off the dreaded barclaycard tonight from what i earnt last night.

    that means £107 left to pay off. im aiming to sell enough stuff on ebay to make up this further £107 and pay the barclaycard off althogther this month.

    I have held fire on the capital one balance of £90 as im waiting for a reply re ppi refund on it, that would them clear the balance :) :j
    Current Mortgage balance - £363,785.35/£420,000 (highest point Oct 2022).
  • keza
    keza Posts: 1,311 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    morning all!

    Well yesterday was another NSD for me yay! hoping for yet another today! have brought my own lunch into work as usual. glad its friday!!

    Last night i sat for a few hours and listed loads of stuff on ebay. hopefully, fingers crossed, will get some sales. Im aiming to make £150 to pay off of barclaycard and empire stores. might even aim to make the total of both of them from selling bits and pieces on ebay and car boot sales. i will get there eventually!

    also while im still doing my friday account round down to nearest £10, i am saving up little bits to pay off the dreaded bills! must keep focused! :rotfl:
    Current Mortgage balance - £363,785.35/£420,000 (highest point Oct 2022).
  • Well done on NSD yesterday :) Brilliant on listing all the ebay stuff - you will get there eventually you are doing really well keep it up :D
    Winging life....
  • Primula
    Primula Posts: 953 Forumite
    Well done, you are doing great so far, keep it up
    P
  • keza
    keza Posts: 1,311 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Hi everyone, hope ur having a good weekend - raining here!

    Well, its been quite a constructive weekend. we went to see another wedding venue yesterday and its perfect and in true MSE style, its much cheaper than others near me! so, now i had better get my backside in gear!

    £10 pad off of empire yesterday, probably a small pad today again off empire. Some items are selling on ebay which is good news, they still have a few days to run! Another No Spend weekend except for the usual weekly shop (which i dont include in NSD - but it was only £11 for a week!) whoop!

    nothing else to report for today but hopefully will hear bout my ppi's next week, fingers crossed! xx
    Current Mortgage balance - £363,785.35/£420,000 (highest point Oct 2022).
  • Sounds like you are doing really well! Fingers crossed you hear back about your ppi's asap!
    Winging life....
  • LittleBoots
    LittleBoots Posts: 1,098 Forumite
    Part of the Furniture Combo Breaker
    Hiya

    I've just joined today and trying to catch up on somediaries.
    Anyway sounds like you are doing really well, I think I'm quite similar to you, not massive amounts of debt but if I go on spending the way I have it could easily spiral out of control.

    Good Luck x
  • keza
    keza Posts: 1,311 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Hi Little boots. yeah its not huge amounts but when it all mounts up and when u spend and try to pay off debts it can be a long winding road! so now im stoping the spending! :o) good luck! x
    Current Mortgage balance - £363,785.35/£420,000 (highest point Oct 2022).
  • keza
    keza Posts: 1,311 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Well, last nite i found out (from the glorious Martin Lewis) that i can infact reclaim default charges from my catalogues!!! well, how pleased am i to have found out this info! i ran up a big bill of £2500 on Kays catalogue a few years back and kept defaulting and getting charged. this debt has since long gone and now its time to fight bk! letters have gone off this morning to Empire and Kays who are both owned by Shop Direct! fingers crossed for a bit more of my hard earned cash back! :o)
    Current Mortgage balance - £363,785.35/£420,000 (highest point Oct 2022).
  • hey, where did you find out bout the catalogue reclaiming? Iv been searchin all over mse but cant see it anywhere??
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