Barclaycard Platinum limit?

CIMA_LOVER

Penny-Pincher!! wrote:

Hi

I dont think they have a MC Platinum. I called and asked if they could adjust credit limits to the different cards.
Actually had a letter today from them and they have increased limit to 12k:eek:

PP
xx

Dear Mr Jones,


Thank you for your e-mail.

In reply to your enquiry, I wish to inform you that we do offer both Platinum
Mastercard and Visa card.

I am pleased to confirm that the Barclaycard Platinum offers the following
benefits, which I have listed below for you:

- Up to 56 days interest free
- ATM Cash withdrawal limit of £500 per day
- No annual fee.
- Barclaycard Cheques
- 2% minimum repayments
- Emergency Card Replacement
- Emergency Cash Advance
- Travel Service
- Identity Protection Service
- Home Emergency Helpline

Terms and Conditions apply. For more information on these benefits and any
additional services available to you as a Barclaycard cardholder, please
see https://www.Barclaycard.co.uk.

Mastercard and Visa card are different entities. Visa card is widely accepted
worldwide
more that the Mastercard. For more information please visit the following
websites:

Mastercard - https://www.mastercard.com/cardholderservices/

Visa - https://www.visa.com/

I trust this information is of assistance.



Kindest regards

Xxxxx XXXX x(Miss)
Customer Account Manager
Barclaycard Online Services
https://www.barclaycard.co.uk

Penny-Pincher!!

Thanks for the info...maybe I should apply for this one too....LOL

Also, the BC platinum guarantees the cheques to £100. It has the £100 cheque guarantee sign on the back of the card.

PP
xx

Rafter

WesternExpress wrote:

I only managed to get £260. The only credit card I have had before is one with the HSBC that came with my graduate bank account which has a little over £3000 limit. Should I just transfer £200 over and make the minimum payments for 8 months to build up a credit history or should I just cancel it?

Because HSBC have only just started to share 'in order' account information, Barclaycard probably cannot see that you know how to manage a credit card - hence the low limit.

You may as well use it to build up a credit history. Worth checking your credit report too, just to check everything is accurate and that you are on the electoral roll etc.

Good luck

R.

WesternExpress

Thanks Rafter, I believe I am on the electoral role. It's not a huge problem (I'm just paying my HSBC card from savings rather than stoozing my student loan payoff). May try for a store card next month as well.

W.E.

JohnInDebt

Got my Barclaycard through the post yesterday with a limit of £5300.

They did a credit check with Equifax only.