just starting out

saveup

thanks for the comments and ideas etc...

will crack on good luck all!

saveup

1st bombshell havent even started yet...
wife has just called from the dentist and she has an absis in a badly bodged tooth (from previous dentist) it has too come out! so being private!(great!, im not!) its going to cost £2k for removal and a new one!

so already down on funds not even august yet!

I said my mum has my grandads spare teeth in a draw somewhere but she didnt see the funny side... ho hum thats what savings are for!.:rotfl:

Louba

saveup wrote: »

just reading thru more posts does anyone have a high(ish) mortgage on here everyone seems 100k max?

thanks
:money:

Hi, just started reading your diary adn wanted to say that my mortgage is currently around £160k...and it's in my sole name - so you've definitely got company! Good luck!

setmefree2

saveup wrote: »

1st bombshell havent even started yet...
wife has just called from the dentist and she has an absis in a badly bodged tooth (from previous dentist) it has too come out! so being private!(great!, im not!) its going to cost £2k for removal and a new one!

to NHS dentistry and to the government for not sorting it out - can she not just have it taken out and forget the new one?

saveup

tee hee yeah i said that shes got too have stiches so will take a few weeks to get better. well see :rolleyes:

ShelleyC_2

setmefree2 wrote: »

to NHS dentistry and to the government for not sorting it out - can she not just have it taken out and forget the new one?

:rotfl::rotfl::rotfl:

saveup

hi all, new statement of intent (well an addition).

I currently spend £200 a month of lunches. Yes £200 £10 a day on average
I work in london and that is my only treat, I dont drink, gamble, smoke etc etc so I am going to take home made food pasta etc and try and only spend £50 leaving £150 to overpay.

not sure how i will cope and im sure ill waste away
that should be a big help to the mortgage!

will keep you all informed.

ps weight 11 1/2 stone 5'8 (i think thats right for my height so dont want to loose any more, i eat like a horse!)
:rolleyes:

SmlSave

Good luck with the home lunches I find I have good weeks and bad weeks with bringing lunch to work, the easiest way I find it is to have left-overs from the night before.

Hope your OH's tooth is ok.

saveup

update....
had a good day thursday cash in hand job paid up the second half
so treats for the wife and I this weekend.

on the downside rumours and lack of work in the office look like 10 more people to go... and No! other jobs around! (have looked)


bummer!:rolleyes:

Mortgage_Reduction_Novice

Hey... I think your idea to take in lunches is great. You could still have a treat, maybe a Friday or just once or twice a month though. You could try mystery shopping in your lunch break at sandwich shops or fast food restaurants?!?!


I think you're going the right way about this. Identify where you spend, see if you can spend less, use that to OP. Best of luck... will be checking in on progress.

Oh and btw... our mortgage is just under 150k!