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Hypno's approach to life, the universe and debtbusting.....

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Comments

  • rtandon - That sounds wonderful but I'm not a fan of hot milk, does it take the yukky taste of hot milk away? If so, I'm willing to give it a go.

    Well done on the 'research' Hypno lol

    Tea
    x
  • ShelleyC_2
    ShelleyC_2 Posts: 1,500 Forumite
    hypno06 wrote: »
    I have two tins of corned beef, some tomato soup and a packet of couscous......I can survive :rotfl:

    Sorry to hear Egg are being evil again! What I wonder is are any of the banks good?! I hope you have some serious Nigella style skills because corned beef couscous surprise doesn't sound too appetising :rotfl:

    Could you convince work to do food based research everyday?! What about wine too - thats a good investment ;)
    rtandon - That sounds wonderful but I'm not a fan of hot milk, does it take the yukky taste of hot milk away? If so, I'm willing to give it a go.

    I have to agree with Tea not keen on milk but like the idea of being able to shut my brain off!
    Looking for the perfect home and saving to make becoming a MFW easier
    MFiT3 48103/50000 Saved So Far :j
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    I've just agreed to have a student for the second half of August.........
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • taka
    taka Posts: 3,483 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    hypno06 wrote: »
    I've just agreed to have a student for the second half of August.........
    :eek::eek::eek::eek: :rotfl: :rotfl: :rotfl: :rotfl:
    Mortgage free as of 12/08/20!
    MFiT-5 no 45
    You can't fly with one foot on the ground!
  • Double_Trouble
    Double_Trouble Posts: 4,375 Forumite
    hypno06 wrote: »
    I've just agreed to have a student for the second half of August.........

    No why is that not a surprise :rotfl:

    Still if it helps you divorce Egg it will be worth it :T

    DTxx
  • rtandon27
    rtandon27 Posts: 5,753 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    hypno06 wrote: »
    I've just agreed to have a student for the second half of August.........

    :eek::eek::eek::eek::eek: and :eek::eek::eek:

    what was in that pizza you had for lunch?????

    but then again being debt free is now in your blood!
    does it take the yukky taste of hot milk away? If so, I'm willing to give it a go.

    if you think of it as 'taking your medicine' (like cod liver oil) the yukky taste disappears :rotfl::rotfl::rotfl:
    the concoction (sp?) is not all that bad actually - rather pleasent for a homeopathic medicine which often consist of some really foul teas & tinctures
    4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    ...and now I have a mortgage! (23 AUG 2021)
    New projection - 14 YEARS 8 MONTHS LEFT OF 20 YEARS (reduced by 16 mths)
    Psst...I may have started a diary!
  • skint_spice
    skint_spice Posts: 13,442 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    hypno06 wrote: »
    I've just agreed to have a student for the second half of August.........

    :rotfl::rotfl::rotfl:so you won't say yes to anyone permanent but by this time next year you'll have had a new person each fortnight or so! only joking - sounds like a good idea with OH's shifts being cut.

    so jealous of the Dominos I really fancied a pizza today but I'm making do with a tescos one from the freezer - maybe I shall have a glass of wine to help it seem yummier:beer:!
    Mortgage OP 2025 £6250/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £36,210


    Money making challenge £38/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • Verbatim
    Verbatim Posts: 4,831 Forumite
    Part of the Furniture 1,000 Posts
    Well done and sorry about the student!

    Any point in keeping Egg in case you can get a 0% deal later which would finish your debt off more quickly if you could switch to repaying with no interest?

    verbatim runs and hides.:rotfl:
    CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 042
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    By the time Egg offered me a 0%, I would have paid off the rest of the debt anyway - remember, I am aiming to have everything but the secured loan paid off by Christmas.......with the secured loan paid off by Easter.....

    (well, that's my rather ambitious plan......depending on how many students I can persuade my OH that we can have - he wasn't overly chuffed when I rang to tell him about the latest paying guest.....until I reminded him of his distinct lack of shifts in August :rolleyes:)

    We had some amazing roasted veggies for dinner - Tesco own brand meditteranean veggies - stir fry for 10 mins or roast for half an hour. They were absolutely fab and I think I paid £1 for a big bag of them (which fed 5 easily)......delish with couscous for a cheap and filling meal! If you see them in your local store, pick up a bag for a good quick standby meal.......couscous and roasted veggies also makes a good cold lunch for the nextday with the leftovers too......:D
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • skint_spice
    skint_spice Posts: 13,442 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    hypno06 wrote: »
    (well, that's my rather ambitious plan......depending on how many students I can persuade my OH that we can have - he wasn't overly chuffed when I rang to tell him about the latest paying guest.....until I reminded him of his distinct lack of shifts in August :rolleyes:)

    Do you think they may have made a mistake with the shifts? or are all the people he covers from the happy childless band that don't have to take their hols at peak season:D?
    Mortgage OP 2025 £6250/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £36,210


    Money making challenge £38/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
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