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Hypno's approach to life, the universe and debtbusting.....

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  • ZTD
    ZTD Posts: 24,327 Forumite
    Karmacat wrote: »
    That first post is amazing, isn't it! Hypno, I'm just staggered you know where your first post was, actually - I have no clue about mine, none at all........

    I keep writing and deleting things about this recession and the 1970s... I'm going to stop being an old fart. This is a tough time right now, and its especially tough because we've had such a long period of plenty. Actually, that *is* like the 1970s - the 1960s, although incredibly primitive technologically by our standards, were wealthy compared to what had gone before.....I'll get me coat.

    Not at all! I'll hide your coat...

    We *MUST* learn from the past or we are condemned to repeating it.
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."     OMD 'Julia's Song'
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Cor! Okay, if Z thinks thats an okay post, it must be. Je suis vindicated :D

    Thanks Z!
    2023: the year I get to buy a car
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    KC, on your profile, you can click on a bit that says "find all threads started by Karmacat".......that will give you your first post :cool:

    Z, I don't think we will EVER learn.......
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 30 September 2009 at 9:21PM
    **KC clicks off to the wild and wooly interior of mse**


    **KC gallops back in distress**

    Dear God, I'm *still* rabbiting about the same s***........... how do I sell on ebay, and what about the trading! Can't find my number one post because I joined in threads for a month or so, and the post list only goes back 300 (which takes me to August 2009 :rotfl:). I need to get a life! :eek:
    2023: the year I get to buy a car
  • ZTD
    ZTD Posts: 24,327 Forumite
    hypno06 wrote: »
    Z, I don't think we will EVER learn.......

    We as a species: no, we will never learn.

    We as individuals: yes, we will. And we can share that knowledge around to those that are receptive. Although there are none so blind as those that won't see - the ones that will see can make all the difference.
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."     OMD 'Julia's Song'
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    True, Z.....

    In other, less philosophical news, I have done another half hour of decluttering.......sorted out some paperwork that relates to this house, and ditched a whole lot of other, unnecessary paperwork that we kept. And put the "necessary" stuff in a proper box, with the remainder in the bin/shredder/recycling.

    I also did some more sorting of presents - I have gathered several freebie/bought with vouchers cosmetic/body lotion type things, and have a nice box that is "recycled" from a present I was given last year, so am making DD a beauty box, for her stocking at Christmas. I reckon I can pad it out with a bath bomb and one of those shower scrunchies and make a nice prezzie for very little cost.

    I have found another couple of gifts from years gone by that have never been used/opened, so can be recycled amongst family members......as long as I remember who gave them to me in the first place so they don't get them back again. :rolleyes::o:p
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • Nargleblast
    Nargleblast Posts: 10,763 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Debt-free and Proud!
    The rewards of decluttering - finding hidden treasure is always a bonus. Keep going and you'll have next Christmas sorted as well!
    One life - your life - live it!
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hope you get back on form soon... altho I think if you have had any extra rest this week that can only be a good thing!

    I like your first post too!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Pinch, punch first of the month and all that - it is October......and we are into the last quarter of the year......where HAS it all gone!

    I've requested a transfer of my debt pot savings to my current account - they should be there on Tuesday, and I will pay in my cheque for the loan today, which should clear shortly after that.

    I logged into one of my scratchcards today to find a £5 "VIP" bonus :confused: I'm not complaining because it has taken me up to cashin on that one, so £10 winging its way to my bank account in the next couple of days.

    I have £95 quidco money marked as ready to pay out which is a nice amount too. I expect that will arrive in the middle of next week.

    so, all in all, not a bad start to the month. I want to do some number crunching later on - I don't think I'll get chance to do so at work, but will endeavour to do it this evening when I get home.

    Happy October everyone, and I hope you are all well x
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • Different_Corner
    Different_Corner Posts: 1,925 Forumite
    Morning Hypno, that all sounds suitable for Outrageous October ! Nice VIP bonus too.
    Love your first post :)
    DC.
    "Some people walk in the rain... others just get wet... " - Roger Miller
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