Hypno's approach to life, the universe and debtbusting.....

gallygirl

I will be missing all Tuesday's eggcitment as I will be on holiday. Not saying where I'm going but I will make a Spanish omelette in your honour . If I'm not too coddled that is :rolleyes:.

Shame none of the debt is a student loan - you'd be in negative interest on that

hypno06

No student debt here - I didn't go to uni.....:o But I reckon my debt will be gone before most people's student loans are, because a lot of people don't treat student loans as "real" debt, whereas I use my interest rates as motivation to get rid of my debt

(trying, and failing to look on 24.9%APR as a positive!!)

Enjoy your hols, gallygirl!

boredofbeingathome

hypno06 wrote: »

No student debt here - I didn't go to uni.....:o But I reckon my debt will be gone before most people's student loans are, because a lot of people don't treat student loans as "real" debt, whereas I use my interest rates as motivation to get rid of my debt

(trying, and failing to look on 24.9%APR as a positive!!)

Enjoy your hols, gallygirl!

The positive side of it, is that you are on here motivating all of us :Dand you have shown just how thinking outside of the box has enabled you to clear off a significant amount of dosh.
Without that 24.9% APR we would all be motivationless.:o:rotfl:Silver lining and all that.:D

taxi73

Milann...that cake sounds lovely...
Happy holidays to everyone that's going on holiday....me jealous ...not half...LOL

hypno06

bleugh.....it's morning :rolleyes:

10p on scratchies again......and banking is all normal, so that's ok.

GCSE results day today - good luck to any parents waiting for results today. DD is due just one today, but is away on holiday so I will have no idea what she has got :rolleyes:

FiL birthday today so we will have to head over there after work. I could do with an early night, TBH, so I will endeavour to leave there early. Sometimes "family stuff" is not what I want to do. That sounds harsh, I know but I want my dad, not anyone else's.

Anyway, must snap out of this, more coffee needed. Have a good day everyone x

shaun40400

morning mrs
morning all

sun is shining :j:j
property !!!!!! tomorrow :j:j

turfy6

Morning everyone more tea/coffee required, feeling very tired now!!!zzzz
Hope youre all well this maybe? sunny? morning!

Karmacat

Hi Hypno - you sound a bit down, tbh, hope there's sugary treats and strong coffee heading your way. And of course its your dad you want. Only natural. You give yourself a bit of pampering today, even if its just a bacon roll - or even your fave choccie.

Surfbabe

Morning all - just reporting that there is nothing to report!!!

Hypno - hope you get your early night and I nkopw what you mean about wanting your dad - mine died nearly 13 years ago and there are loads of times I just want to be able to tell HIM things.

Oh yep - just realised I have something to report - DS no longer has a summer job - they suddenly told him yesterday he wasn;t needed anymore so not to bother coming in.

Anyway off into work for the morning in a while

Hope you have a good day everyone

elantan

hey all hope you are good ...sorry to hear about your sons job surfbabe ...hope you get that early night you need hypno sounds like you could do with a wee break ...bacon butty flying over to you just now ...property !!!!!! tomorrow shaun cant wait myself ...it's nice to dream for a wee while isnt it ...how many weeks till xmas now shaun? will need to start thinking about that i spose

nothing to report from my side of the laptop thankfully ...i am enjoying the relative peace and quiet for a change