Hypno's approach to life, the universe and debtbusting.....

hypno06

By that time, I won't be paying huge amounts for ski seasons.........although I might just want one or two trips to Mauritius in their place :think:

lunar

Karmacat, come join the mortgage challenge, you just have to register before december. I am so glad lots of us from the debt free board are joining the challenge. It just shows the progress we are all making.

Karmacat

Hi Lunar! You read my mind .... I'm seriously thinking about it. I did join the previous one, because all my dfw money goes to my mortgage, not my loan, and really, I *have* to join this MFiT2 one - not least because my mortgage endowment policy matures in October 2012 - I'll need to pay off the mortgage with my PEP, if everything is still in place and no miraculous millions have descended on me by then, because the endowment policy is crap, of course. But it will keep me on my toes..... Just off for a read through the thread
xxx

elantan

hypno06 wrote: »

By that time, I won't be paying huge amounts for ski seasons.........although I might just want one or two trips to Mauritius in their place :think:

Mauritius and gallapogus and seychelles and china and cambodia oh the list goes on and on lol ....i bought myself a map of the world it is on a cork board ...i have different coloured pins in different places ..where i want to go to where i have been what i thought of them ...all colour co-ordinated

elantan

lunar wrote: »

Karmacat, come join the mortgage challenge, you just have to register before december. I am so glad lots of us from the debt free board are joining the challenge. It just shows the progress we are all making.

i wouldnt mind joining ...but to be honest i really have problems keeping up the momentum of challenges

ShelleyC_2

elantan wrote: »

Mauritius and gallapogus and seychelles and china and cambodia oh the list goes on and on lol ....i bought myself a map of the world it is on a cork board ...i have different coloured pins in different places ..where i want to go to where i have been what i thought of them ...all colour co-ordinated

I like your travel plans. I keep meanng to buy a big map of the world and have pins for places I've been and where I want to go and ones up for revisists :rotfl:

I've been to Mauritius it was beautiful but got very bored as we were there for 6 weeks you can do most of the touristy stuff in 2 weeks and we were a bit slack over our official reason for being there (student!)

turfy6

I'd love to join in too, but tbh need to concentrate on the dreaded cc and 2 loans first, I think it might be just a tad too optimistic.
Im doing good though have savings envelopes for things and have written two cheques today without worrying if they will bounce, cos I know they wont hooray:T Thats a first in the last 12 months so must be doing something right.

lunar

Karmacat wrote: »

Hi Lunar! You read my mind .... I'm seriously thinking about it. I did join the previous one, because all my dfw money goes to my mortgage, not my loan, and really, I *have* to join this MFiT2 one - not least because my mortgage endowment policy matures in October 2012 - I'll need to pay off the mortgage with my PEP, if everything is still in place and no miraculous millions have descended on me by then, because the endowment policy is crap, of course. But it will keep me on my toes..... Just off for a read through the thread
xxx

I am really looking forward to starting it. As mad as it sounds I have really enjoyed beeing a DFW, sometimes it feels like we are in an exclusive club and its brilliant 'meeting' and working together towards something with people you wouldnt otherwise meet. I am just thinking of the mortgage as another debt to be busted.

elantan wrote: »

i wouldnt mind joining ...but to be honest i really have problems keeping up the momentum of challenges

I am pretty poor at keeping up with challenges but on this one you only have to update every 3 months.

turfy6 wrote: »

I'd love to join in too, but tbh need to concentrate on the dreaded cc and 2 loans first, I think it might be just a tad too optimistic.
Im doing good though have savings envelopes for things and have written two cheques today without worrying if they will bounce, cos I know they wont hooray:T Thats a first in the last 12 months so must be doing something right.

You will get there turfy, its not that long ago that my outgoings were much higher than my incomings. You look to be making brill progress so far.

hypno06

I'm still very much a DFW........just heading towards the MFiT as my next challenge as it is perfect timing for me

Came home to a dooyoo cheque - £50 which will go towards the barclayloan once it has cleared :T and an offer of £5 free at a casino thingy so off to do that and see if I can get a couple of quid from that one to go into the pot.....

elantan

ShelleyC wrote: »

I like your travel plans. I keep meanng to buy a big map of the world and have pins for places I've been and where I want to go and ones up for revisists :rotfl:

I've been to Mauritius it was beautiful but got very bored as we were there for 6 weeks you can do most of the touristy stuff in 2 weeks and we were a bit slack over our official reason for being there (student!)

i have them colour co-ordinated green for loved it red hated it orange not too bad white wanna go (sometimes i have a green and a white one in the same country or state) and blue next one on the hit lilst so poland is currently sitting with a blue pin in it ..australia is sitting with a red and white pin in as hubby hated it but i want to go back ...unfortunatley there are more white pins than any other colour sigh