Hypno's approach to life, the universe and debtbusting.....

taxi73

All looking good Hypno at your end and your as organised as ever.
Well done Surfbabes DD as well

hypno06

Kittikins - open up the account and on the left hand side there is a bit that says "tax info, changes," and something else....go into that, and you will be able to change the name.....

milann

Well done on exam results everyone

I have £1 in ISA, £1 instant saver and my current account which hopefully will have at least a £1 not minus anything by payday - which is an acheivement as it used to always be up to approved overdraft limit I don't have any emergency fund either - will have to look into that and set something up - have previously borrowed from Peter to pay Paul and it is a recipe to disaster.

The different accounts are such a good idea Hypno - I don't know if I'd be disciplined enough to transfer money into different accounts though - I always start off well then miss a month and so it spirals - but suppose if you always do as you always did - you always get what you always got - Milann needs to do some serious thinking me thinks!!

I spent ages doing a dooyoo review last night and lost it just as I was going to post it - think I'll have to learn how to do them in word then transfer it over - but I'm a terrible technophobe lol.

Milann

hypno06

I was given £5 in free chips at one of the online casinos - played it through and have been able to withdraw £4.50...........

every little helps!

hypno06

milann, I have set up standing orders to each "pot" then I don't have to rely on getting round to it, and not making excuses :rolleyes:

ShelleyC_2

hypno06 wrote: »

The "plan" ....

No option to take my eye off the ball and let up though!!

I think it sounds like a blooming good plan and if you plan for the worst it can only be better than you think surely

If anyone can be banked on not to take eye off ball its you. Can't wait until the egg smashing party :rotfl:

I tend to try and think of my ISA as my emergency stash because I'm very keen to keep it intact and saving me money over the taxman!

Double_Trouble wrote: »

My son got into Cardiff to do a MSc in Electronic Engineering I am one very happy Mum.:beer::j

Surfbabe wrote: »

DD got into Nottingham Trent and ended up with 60 more points than she needed!!!!

Woohoo to clever DS and Miss Surfbabe will love Nottingham. I went to uni there and its a fun city :T

milann

AHHHHH - JUST RE-WRITTEN DOOYOO REPORT AND BLOBBED IT AGAIN BY MISTAKE - AHHHHHH

Realised what I did though - as I read through the proof - I spotted a mistake and pressed backspace to correct it instead of pressing edit first - this BLOBBS it good and proper - 3rd time lucky ROFL

hypno06

Payday today - I have checked online banking, and as thought, it is a basic month, so I will work out the figures when I get to work, and will decide on how many NSDs I need for the next few weeks :rolleyes:

£10 scratch money arrived in my account today so I have transferred that over to the debt pot. I got £5 on the scratchcard today too, so well on my way already to the next payout.

Happy friday everyone

lucielle

saving my scratchies til I get home from work. Have a good day.
L

hypno06

You too lucielle - and if I don' "speak" to you before.....have a good holiday!