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Hypno's approach to life, the universe and debtbusting.....

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  • shaun40400
    shaun40400 Posts: 4,134 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    morning all
    1st batch of hob nobs made yesterday evening have
    surprised-038.gif

    disappeared !!!!:confused:confused::confused:
    left them on the table at around 5.30 pm and now nothing ,,,,just a few crumbs:confused::confused:
    have my Sheeplock Holmes kit out and will duly investigate this mystery :rolleyes:

    i have 5 savings accounts
    1) child allowance...for the kids
    2) yearly fund,,,,holiday,s and car, house,insurance,,
    3) emergency fund €3000
    4) new camera account €934-50 (target €1200 by next spring )
    5) social house deposit €7500 (€12,000),,,3 more yeras or a lotto win:o

    WAS DEBT FREE & STILL BAAARRRRRKING :cool:
    hello my name is shaun,,,and im not so addicted to farmville,still addicted to football:o:o

    BAAAARRRRRRRRRRKING er insanely so :o
  • Surfbabe
    Surfbabe Posts: 2,283 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Morning

    Nothing to report!!! DD is yet to reappear after yesterdays celebrations ( I do know where she is and what time she will be home though!). DS has hurt his back and left his lunch in the fridge and has no money!

    Have a good day everyone
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Morning! Coo, £5 on the scratchies! Thats good .... and I hope Sheeplock Holmes finds the hobnobs... well, I don't actually, if they've been eaten - you know, I *have* to get into making my own treats, I was giving feedback to a newbie about that the other day, and so much of my virtual £20 went on chocolate it was ridiculous. Learn the lesson, KC!
    2023: the year I get to buy a car
  • duchy
    duchy Posts: 19,511 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Xmas Saver!
    edited 21 August 2009 at 9:26AM
    Good luck on the Lotto win Shaun
    Do you remember the story in the Irish papers a couple of years back about the Dublin bus crew who won-and the widow of one of their crew who had died a while before and unknown to her they had gone on putting in for him as they didn't have the heart to take him off the list or "replace" him. They shared their win with her. That's my all time favourite lottery story ever-especially as I know the lady concerned and she had me in fits telling me how on the bus coming home from work the day the story broke she was listening to people talk about it (they stayed anonymous)-and had to quell the urge to jump up and shout "It's ME !! " LOL

    I have now officially run out of days to get ready for my holiday-I'm staying in London tonight and won't be home til mega late Saturday night-have to work 4 hours on Sunday and we are staying at the airport Monday. I need a time machine Arghh
    I Would Rather Climb A Mountain Than Crawl Into A Hole

    MSE Florida wedding .....no problem
  • Money_Fritter
    Money_Fritter Posts: 2,293 Forumite
    Hi all,

    Hope everybody's children got the results they hoped for.

    Firstly, I will just apologise to duchy, I just pressed the spam button instead of the reply button by mistake, and your post was the last one. Sorry about that. I un-spamed it by the way. lol

    Hypno - I was wondering if you, or anybody else for that matter, could help me. I have just joined dooyoo, as it sounds a good fun way of making a bit of extra money. I see that you have been writing reviews on dooyoo for sometime. I was wondering if you had any pointers for writing reviews and the structure, etc.

    Sorry to be a pain.

    Thanks in advance
    DFW#972 LBM2 (09/07/12) £25938.84; Current £23783.35;
    Credit Credit Card1 £128.47/£6424.24 (2%);
    Credit Card2 £443.86/£15663.25 (2.8%); Overdraft £0/£2500 (0%)
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    MF - the best tip is to read some of the reviews of the long time posters, and the guides, to see how they structure things, and take the elements that work for you....you need to be comfortable with the way that you write, and one person's "crib sheet" is not easy for another one to work with!

    I will think of some more and post again at lunchtime.....
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • Money_Fritter
    Money_Fritter Posts: 2,293 Forumite
    Thanks hypno,

    I have read a couple of your reviews on there, they were good
    DFW#972 LBM2 (09/07/12) £25938.84; Current £23783.35;
    Credit Credit Card1 £128.47/£6424.24 (2%);
    Credit Card2 £443.86/£15663.25 (2.8%); Overdraft £0/£2500 (0%)
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    well done to those whose kids got good results and commiserations to those who didn't!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • Surfbabe
    Surfbabe Posts: 2,283 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Well have blown this months savings on two tickets to see the beautiful south at the junction in Cambridge !!
  • Surfbabe - The beautiful south, I love them. I have most of there albums. I am well jealous. Hope you have a good time
    DFW#972 LBM2 (09/07/12) £25938.84; Current £23783.35;
    Credit Credit Card1 £128.47/£6424.24 (2%);
    Credit Card2 £443.86/£15663.25 (2.8%); Overdraft £0/£2500 (0%)
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