Hypno's approach to life, the universe and debtbusting.....

hypno06

That is your challenge for today then KC - make it up to £1500.....:D

Karmacat

Okay, you're on!

EDIT - wait a minute, I *did* find a pound in the street the other day! 47p to go......

turfy6

Morning just read about the party, sounds great and Im sure we wont need £21k worth. Will try and look for the programme sounds entertaining at the least!!
Well done on the cleaning front, Im going to make more effort in that dept:rolleyes: Great going on the money front too. You will definitely get there before 2011 at this rate.:T

oceanspirit

Good morning hypno and friends!

Hypno, your achievements really are incredible. Only a couple of weeks ago when I first started reading your diary the Egg was way over £1000 - now it's nearly gone, and it will be such a relief to get rid of one with a company which has given you so much hassle. It must be so motivating to have your debts reducing so quickly. You'll be moving into your new home at the end of next year at this rate surely.

£30k paid off in one year which is almost your annual salary... you are such an inspiration.

Thank you for continuing to share your journey with everyone.

Best wishes,

Oceanspirit

hypno06

Thanks oceanspirit!!

I have decided that once Egg is gone, the next target will be the virgin card - it may be at 0% so perhaps not "advised" on a MSE basis to tackle it so early, but I can make odd £5 or £10 payments to it easily online, so it would be easy to do and to get rid of.

That would then leave the two loans - one secured, plus the barclayloan, but with nothing else to pay, so my focus on them would be greater, I think.

And of course, at the end of the day, they all have to be paid off anyway.......

shaun40400

anyone know the going rate for the tooth fairy,,,,,been a long time:o
remember you get more for the first two??

hypno06

£1 for the first tooth, and for doubles.........50p for all others.

But then our tooth fairy was often skint, and had to leave an IOU But as long as a nice letter was written, explaining that it would come eventually, the children didn't seem to mind........:o

shaun40400

But then our tooth fairy was often skint, and had to leave an IOU

:rotfl::rotfl: VERY MSE :rotfl::rotfl:

gallygirl

I too have put the party date in my diary. It coincides with the end of my personal Mortgage Free challenge and ahem, a large birthday , so I'll bring the champers (or Lambrusco if I haven't met challenge :rolleyes:).

Hypno, in the big scheme of things a few pounds interest is neither here nor there and if it is more motivational and easier to pay off then it is the right thing to do.

Are we asking our glorious leader :money:to the party?

hypno06

I would be most upset if Mr Lewis failed to contribute a packet of breadsticks and some basics lemonade :rolleyes: