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Hypno's approach to life, the universe and debtbusting.....

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  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    surf - the bag looks amazing - can't imagine having that much patience tho!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • shaun40400 wrote: »
    oops ...let my other side show:o:rotfl::rotfl:
    too much time on bob.s dairy:rotfl::rotfl:

    :p:p:pwho was the first to mention !!!!!! on here? I rest my case:cool:
    Blackadder: Am I jumping the gun, Baldrick, or are the words 'I have a cunning plan' marching with ill-deserved confidence in the direction of this conversation?
    Still lurking around with a hope of some salvation:cool:
  • elantan wrote: »
    right the two of you just mentioned bob ...i think we should blame bob for all the good and all the kinky ...:rotfl::rotfl::rotfl:
    :rolleyes::rolleyes:
    The good bits are me- i'll leave kinky to Shaun:rotfl::rotfl:
    Blackadder: Am I jumping the gun, Baldrick, or are the words 'I have a cunning plan' marching with ill-deserved confidence in the direction of this conversation?
    Still lurking around with a hope of some salvation:cool:
  • elantan wrote: »
    yes she trully is a wonderful person ...she can take it lol ...i have alot of time for bob and her family they are fantastic people

    Thank you the feeling is reciprocated:kisses3:Good job i can take it.:D:rotfl:


    CONGRATS ON 2000 POSTS Shaun :beer:

    And brilliant news on the Egg loan Hypno.:beer:

    Skinty i have not gone on holiday either- am saving for a rainy day too( that was today)

    Dragon- sorry to here about the mumps- You have had it rough lately.:o

    Hey up everyone else.:D
    Blackadder: Am I jumping the gun, Baldrick, or are the words 'I have a cunning plan' marching with ill-deserved confidence in the direction of this conversation?
    Still lurking around with a hope of some salvation:cool:
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    So....Sunday morning, the sun is shining already, the kids are out on their paper rounds, and I need more coffee.....!

    Scratches done - 20p on one, 10p on the rest, so I have been able to withdraw £10 which will hopefully reach my bank in a couple of days.

    A dooyoo review has been written, and once it has been rated by half a dozen kind people, it will take me up to the next £50......so I can request that once it has validated mid week :D The cheque will take two or three weeks to come though but when it does, it will be another square coloured in :T

    My next student arrives later this afternoon, so a bit of a housework blitz is required sometime today. Think of the money, hypno, think of the money :rolleyes:

    I hope you all have a lovely day! I am aiming for a NSD - they have been lacking this month due to our holiday, and I need to catch up!
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • JAMIEDODGER
    JAMIEDODGER Posts: 4,339 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Morning hypno!

    Sun is shining here too this morning! I will be having a lazy day today and will be aiming for a NSD too! Spent £2 yesterday on chocolate out of my £20 but it was so worth it:D
    November NSD's - 7
  • shaun40400
    shaun40400 Posts: 4,134 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    morning mrs H

    dull and Gray here,,,,,what a surprise

    sounds like your going to be to busy to spend money today

    2nd coffee not kick in yet
    baby now insists on being walked around the house;)
    wanted to step up my exercise program :o
    good point for the city yesterday and yeovil...4-0 good result their ,,,as will be a hard year for them ...6 teams will`play football against them,,,the rest will play 1-9-1 and hope to get a point home and away:rotfl:,,,very frustrating
    WAS DEBT FREE & STILL BAAARRRRRKING :cool:
    hello my name is shaun,,,and im not so addicted to farmville,still addicted to football:o:o

    BAAAARRRRRRRRRRKING er insanely so :o
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    I suppose we should be happy with a point, after the drumming we got at home last week - but as we are currently without a manager, who knows what will happen over the coming months :rolleyes:
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • shaun40400
    shaun40400 Posts: 4,134 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    according to bbc you won4-0:confused:
    their plenty of good manager out their ,who need a job,,,just a case of can they work with mad dog Delia:eek:
    and be thankful
    that martin (ill buy 20 defenders off u tube)allan
    ian hollow head ,,,are both employed elsewhere!!!:rotfl::rotfl::rotfl:

    you can afford to lose 4 game and draw 6 to win that league 96-100 pts should put you their or their about's
    WAS DEBT FREE & STILL BAAARRRRRKING :cool:
    hello my name is shaun,,,and im not so addicted to farmville,still addicted to football:o:o

    BAAAARRRRRRRRRRKING er insanely so :o
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Morning!
    hypno06 wrote: »
    One day, when I am free of debt, I invite you all round to my new !!!!!! house (!) where I will spend £21k of money (all earned through scratchcards and ebaying, obviously) on a fab party for you all :D

    Yep, I'm up for that! My chauffeur will drive me from the little airport where I keep my private jet, when I'm in this country that is :D

    Back in the present day world, I had a wonderful time myself yesterday, at Wol's - its brought me back to life again, and confirmed that one of the worst things about feeling physically low is the *boredom* of not feeling up to doing much. But I've got lots of energy from the visit - turbocharger is starting to do its thing. Happy days :j:j:j
    2023: the year I get to buy a car
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