Hypno's approach to life, the universe and debtbusting.....

shaun40400

not at all
its not very often on here,,,and ive been here a fair while...that you actually see constructive criticism,,,,
which is nice to see by the way,,,
normally we all bend over backwards to be over nice....
sometimes we need a good slap in the face:cool:

elantan

you are kinky:rotfl::rotfl::rotfl:

shaun40400

skint_spice wrote: »

if they earn enough not to worry about spending 21K on food that to me is incredible but just because it's not comparable with my income doesn't make them wrong. also if you don't learn to cook at home and go straight from uni into a high stress job working really long hours than you might get used to buying lots of ready made stuff and takeaways. Having a low stress job with low pay helps me in this respect:D. Horses for course and all that!

again good point SS
most of us on here have had ups and downs all are lifes so are probably used to it,,,
im gathering this is the first time this family has sunk

skint_spice

shaun40400 wrote: »

its not very often on here,,,and ive been here a fair while...that you actually see constructive criticism,,,,

I am finding that a lot of time folk are actually encouraging each other to spend which is quite worrying - in a "go on you deserve it" sort of way which is what got me into debt in the first place (not by encouragement but by thinking I "deserved" holidays etc). Bob put me right this year when I was wavering and it was much appreciated:D.

I am now imagining Shaun bending over for a slap by El!

shaun40400

elantan wrote: »

you are kinky:rotfl::rotfl::rotfl:

oops ...let my other side show:o:rotfl::rotfl:
too much time on bob.s dairy:rotfl::rotfl:

shaun40400

I am now imagining Shaun bending over for a slap by El!

go on and the fact that shauns a sheep:rotfl::rotfl:

think this better be killed off now:o

elantan

right the two of you just mentioned bob ...i think we should blame bob for all the good and all the kinky ...:rotfl::rotfl::rotfl:

i think you are right skinty i have noticed this myself ...not a constant thing but it is creeping in more and more ...but then i also feel we can be too hard on ourselves so it's trying to get that balance that is important... and that is the preverbial needle in a haystack for me sometimes ...i did so good got out of debt then started my own business and i have to admit did think a good few times ...well i deserve it ...and it certainly didnt help me i am back in debt to nearly the tune of 10k i am not sure exactly how much to be honest as i am still burying my head in the sand about it ... but i know this time i need to get the balance or i will be doing get out of dbt for a third time and i really dont want to go there ...i want to start saving for things ...

The_Dragon

Elantan the first two families I felt for (three kids and jobs and yes reaching for the instant meal option I could understand), the fact they were prepared to go on national tv and have their spending habits laid bare (so to speak) then go them! I will watch the next programme (basically because I like the overall idea) and I hope the husband doesn't irritate me as much as he did on the trailer!

shaun40400

just spotted this.... my 2000 post,,,, here on hypnos dairy as this is where i started out,,great timing :j:j

been waiting for this for ages ,,,,:T:T

it such a relieve not to be serious any more :rolleyes:
:xmassign:
feel the love ...feel the madness

welcome shaun's[STRIKE] mad[/STRIKE] [STRIKE] baaaarrrrrrrrrrrrking [/STRIKE][STRIKE] mad[/STRIKE] [STRIKE] baaaarrrrrrrrrrrrking [/STRIKE][STRIKE] mad[/STRIKE] [STRIKE] baaaarrrrrrrrrrrrking [/STRIKE]
[STRIKE] mad[/STRIKE] baaaarrrrrrrrrrrrking

world again :T:T:rotfl::rotfl::rotfl::o :cool:

elantan

The_Dragon wrote: »

Elantan the first two families I felt for (three kids and jobs and yes reaching for the instant meal option I could understand), the fact they were prepared to go on national tv and have their spending habits laid bare (so to speak) then go them! I will watch the next programme (basically because I like the overall idea) and I hope the husband doesn't irritate me as much as he did on the trailer!

some people just irritate dont they lol i remember one guy on the pay your mortgage in 2 year programme he irritated the life outa me ....got to the stage i couldnt watch him lol ...maybe i should watch this programme ...i started to watch it on iplayer but didnt get time to finish it