Hypno's approach to life, the universe and debtbusting.....

Surfbabe

Count me in on the £20 challenge!!

On another note - has anyone signed up to the lightspeed Digital Club?

Made another 24 cakes so only 75 to go and 120 scones!
...... oh and my knitted plastic bag is coming on nicely!

hypno06

lightspeed digital.......tell me more!

I hope you are saving some of those cakes for your MSE friends.......

shaun40400

hypno06 wrote: »

You'll be in the UK won't you -so you can have £20 like everyone else :rolleyes:

but im on holidays.....your supposed to have treats on holidays

ShelleyC wrote: »

To make it a close run competition can we all have a crisp £50 and Hypno gets a tenner?!

think this sounds much fairer,,,,two weeks for us a month for hypno

milann

Can I join the £20 challenge too. Got an expensive week end MIL 88th birthday and DD and her partner are coming to stay so need to stock up on 'nice' food to feed them with. Also got to tidy the house and been putting it off spending too much time catching up lurking around diaries after work tomorrow.

Really slipped and gave into tempation of renewing my gym membership - £300 for 14 months. Please feel free to nag me to use it - big mistake on my newly paid off cc - but seemed too good to pass when I was told of the 2 free months - really regretting the spend now.

Milann

shaun40400

think you need to list what counts as normal spends and what is deducted from the £20

im thinking the £20 is basically treats money ie
whilst out or at work you buy,,,,
coffee
sandwich
chocolate/sweets/ice cream
news paper
not bread and milk or a tin of peas for diner???
basically any item you could have brought from home with a bit more planning that you dident really need to buy ,,,,

Buffythedebtslayer

ooo a new diary and a new challenge and I have a cup of tea nestling in my lap whilst typing this so it could all be a a bit dangerous.

can I join the 20 pound challenge from monday?

xxx

scrooge2008

Count me in too please for the £20.00 challenge. The school holidays started up here last week and I have already spent £60.00 :eek: in fast food restaurants. It could so easily have been picnics, if i'd been organised. Need to get back on track quiiiiiiiiick!

millionaire_in_training

This challenge will be interesting to watch. I hardly ever spend any money anyway so no point joining you all. I hate the shops near here as all the worthies hang around them so I try really hard not to go. Rarely shop at work and the canteen is so bad I hardly go to it. Good luck to you all though. I will desperately be trying to cut down on the treats etc I buy in my weekly shop and not replacing them at the local shops so I will be with you all in spirit :rolleyes:

Spirit_2

hypno06 wrote: »

But I still have things that need to be addressed, and these things are becoming more and more important to me.

We have work to be done on this house - window frames that are rotten through, trees that need the attention of someone that knows what they are doing, a driveway that needs work doing to it etc. These jobs have been put off year after year because there is always something more important than getting a skip in, or hiring a chainsaw....or at least that is how it has seemed. I need to get this work done, !

Crikey:eek: Is this my house you are talking about? Seriously wondering if all of your threads have been a ruse by my neighbours to get to this point where they are subliminaly shaming me into taking action to smarten the place up.

Like many others I will continue to read your progress. I know its not luck but determination that will get you there.

Spirit

beanielou

Agree with Spirit on determination & not luck.