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Hypno's approach to life, the universe and debtbusting.....

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  • Nargleblast
    Nargleblast Posts: 10,763 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Debt-free and Proud!
    hypno06 wrote: »
    Not all the outside jobs will be done in August - as I count windows as an outside job.....but the following will count

    My neighbours must look on our house as "letting the street down" - everyone else keeps a neat and tidy exterior at least......I bet they have been cursing us ever since we moved in!


    Darn it! There goes the neighbourhood.....
    One life - your life - live it!
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    mizmir wrote: »
    Just dropping in to say :hello: - have been away for what seems a lifetime but I think is actually a few months. Took some finding though - when did the diaries get their own sub-board?!

    Will be spending the next few days trying to catch up with everyone!

    Blimey, Miz, you have been away for some time!!! Hope life is treating you well!
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Noooooooooo!!!!!

    The snowball calculator has disappeared - www.whatsthecost.com isn't there :eek: I have figures to update and nowhere to update them :eek:

    What am I going to do *sob*
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • mizmir
    mizmir Posts: 3,710 Forumite
    Debt-free and Proud!
    hypno06 wrote: »
    Noooooooooo!!!!!

    The snowball calculator has disappeared - www.whatsthecost.com isn't there :eek: I have figures to update and nowhere to update them :eek:

    What am I going to do *sob*

    Yikes - hope I didn't break it when I did my new snowball! ;)

    Am sure it will be back soon - it HAS to be!
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    For the last two and a half years, my life has been governed by that calculator.......it will be like losing my right arm if it has disappeared!
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • Verbatim
    Verbatim Posts: 4,831 Forumite
    Part of the Furniture 1,000 Posts
    Hypno, what are you doing awake at silly o'clock this week?!!

    If you can't have a lie-in this week when will you be able to?
    CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 042
  • beanielou
    beanielou Posts: 95,725 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    As Ive said before Hyno you will little energy is like me on full energy!!
    Hope the snowball cputs in an appearance soon.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Life goes on as normal verbatim.....DS has to be up to do paper-round, student has to be up to go to school, OH has to be up to go to work.

    and today (oh the highlight of my week off) I had a smear test booked for 8.30am......

    I hope to have a lie in next week when we are away - no work, no students, no paper-rounds.
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Hurrah, the snowball calculator is back up and running - phew!!

    I have now included the "debt pot" in my signature and the snowball calculations - I am still a little unsure as to which way I will pay things off.....but if I have included it in the snowball and my sig, I am less likely to spend it on anything other than going towards the debt.

    So, my total in my sig is Debt less Debt pot ie the amount I would still have to find to clear everything today!

    The split is therefore:

    Unsecured £14,105.68
    Secured £11,176.81
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • Rainy_2
    Rainy_2 Posts: 432 Forumite
    Ooh another calculatory thingymijig for me to play with! I've not used this one. I think I have a slight obsession with calculators and coloured coded order.

    Or I am just ever searching for the one that concludes "There there, it will all be ok" :o
    Pround to be dealing with my debts! DFW Nerd # 1201
    Coloured Squares 506/900 :eek:

    The early bird catches the worm, but the second mouse gets the cheese ;)
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