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Only Dull Girls Write Diaries...Myth Broken!

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  • Rainy_2
    Rainy_2 Posts: 432 Forumite
    That's exactly how I feel savingholmes. Going backwards and shattered! Especially as I have been up since 4.45am this morning unable to shake debt related thoughts from my mind!

    You have been doing fantastically well, I hope that this is just a momentary blip for the both of us and we come bounding back, which I'm very sure you will :D

    I returned home yesterday to a final response from The AA to say that they are 'declining my complaint' :eek::mad:

    However the Financial Ombudsman are not apparently declining my complaint thank goodness, they have responded to let me know that they are investigating this.

    So my 5am start infront of the computer has allowed me to get my hiiiyaa!! letters out of the way and pathed the way for a bit more of a weekend :T How long I'll last at the end of the day though remains to be seen! I'm yawning already!

    Hope the sun is shining where you are :)
    Pround to be dealing with my debts! DFW Nerd # 1201
    Coloured Squares 506/900 :eek:

    The early bird catches the worm, but the second mouse gets the cheese ;)
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Yup, sometimes however well we are doing, and however far we have come (and yes, we can see that we have made improvements etc), we just feel as though we are wading through jelly.

    It happens to me with alarming regularity, but after a few days of it, I somehow manage to get renewed debtbusting fever and am back in the game again.

    so, take the fact that you have such a daft letter from AA to be the spark that sets off your next chapter of debtbusting energy. You have the FOS looking at it for you, so you are not alone!

    Have a good weekend and enjoy the sunshine x
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hi Rainy - we just need to keep pressing on and one day we will be clear...

    Our mortgage is going down in August which will make a massive difference to us and give a great boost to our debt busting!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • Rainy_2
    Rainy_2 Posts: 432 Forumite
    I have ventured back from eternal lurkdom with a new tread for 2011:

    https://forums.moneysavingexpert.com/discussion/2961268

    Love, Rainy x
    Pround to be dealing with my debts! DFW Nerd # 1201
    Coloured Squares 506/900 :eek:

    The early bird catches the worm, but the second mouse gets the cheese ;)
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