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Skint Spice's journey to being less skinty and more spicy
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LOL added you now
Got ourselves a puppy and made a big dent in our debts too, but not doing anywhere near as well as you... But there's hope
:heartpuls:heartpuls
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I can now state that the pics are lovely - you looked fab and your dress was gorgeous! awww, a puppy...might have to go back and look for the puppy now...
It took me years to get DF and I am WAAAAY older than you so there's tons of time at least you stopped the rot earlier... Hope apprenticeship is going well.
My head is all over the place at the moment... just worked out I could be MF by the end of 2013 but this would mean staying put till then... but then again that would be a huge amount towards next property... and maybe this place wouldn't bug me so much as it will all be done up by next summer... ohhh...head is spinning....Mortgage OP 2025 £6250/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £36,210
Money making challenge £38/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)0 -
Had to quit the apprenticeship when I got married as I moved 250 miles away and my new manager isn't a very nice person so wouldn't give me the time off-oh well
Started the year (and married life) with £53k of debts, we've got it down to £39k.
As for moving, only you know if you can stand to be where you are for that long... I'mno expert so I have no idea if it's a good time to sell etc... Can't you give yourself until it's done up to decide?:heartpuls:heartpuls
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booo to rubbish managers! that's a great reduction in a year though:j:beer::j!
I probably can't bear to be here that long, my heart is saying MOVE but head is saying pay it off... will keep overpaying and doing the place up while pondering;):o:D...Mortgage OP 2025 £6250/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £36,210
Money making challenge £38/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)0 -
We sold everything that wasn't nailed down and budgeted and spreadsheeted (?!) everything to death! Yet it could be loads less if we actually stuck to the budgets and didn't have so many treats :rolleyes:
Set yourself a time limit and see what you can do in that time-you might find you want to carry on
Are you organised for christmas yet? :snow_laug:heartpuls:heartpuls
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christmas :rotfl::rotfl::rotfl:, God no! that's waaaay too organised:o:o! Need to get cracking but I do know what DS wants so it's just the wee bits and pieces for him. Have you got christmas sorted then?Mortgage OP 2025 £6250/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £36,210
Money making challenge £38/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)0 -
Nah! I have the list sorted and that's about it :rotfl: I've got a lot of vouchers to use up so it shouldn't hurt too much
I've just never had my own christmas,it's always been at mums so I've no idea what I need food wise and will probably spend far too much on that!
:heartpuls:heartpuls
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Well it's pay day today... siggy updated and resolve renewed... I soooooo want to move! Hopefully I can afford a new bathroom by January - oh the glamour! I can remember when it was all shoes and hols but now I just want a nice shower...Mortgage OP 2025 £6250/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £36,210
Money making challenge £38/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)0 -
LOL. My friend's shower is held together by gaffa tape. She needs a new one but would rather have a life!'The road to a friends house is never long'0
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I dont think that wanting a new bathroom means you dont have a life:pBut these things take time, I know that I'm, the most inept that ever stepped.0
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