We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Skint Spice's journey to being less skinty and more spicy
Options
Comments
-
Theres been a murder is on tonight
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
skint_spice wrote: »ouch - legs are all stiff and this is my only chance to go to the gym before the weekend so I WILL go! Have been staring at spreadsheets and doing lots of calculations... was thinking of selling up and moving to rented but then I'll be back off the ladder again and the only reason I ended up here was cos I'd got off last time... can't move until beginning of Nov anyway as I'll have to pay a penalty of £650 and at this late stage that seems a bit pointless.
Phone up and check the penalty. It is probably pro-rata'd.
Currently, the property ladder is a property snake. It only works during periods of house-price inflation."Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
"We were born and raised in a summer haze." Adele 'Someone like you.'
"Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky." OMD 'Julia's Song'0 -
Phone up and check the penalty. It is probably pro-rata'd.
Currently, the property ladder is a property snake. It only works during periods of house-price inflation.
it is pro-rata'd Z and it's that until 31st oct which isn't that long now...
things haven't changed that much here, they've gone down a bit but not that much and I could scrape enough together soonish for something ok - not great but if they go up (and they can go up as well as down;)) I'd be fooked!
Hope the legs are ok now Bob, I went for a walk and that helped a wee bit.
Beanie, have STV on now! it's a new one too:D.Mortgage OP 2025 £6200/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £36,260
Money making challenge £0/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)0 -
Im actually watching the Strret!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
I fancied that too Beanie, tv will probably be pish for the rest of the week now!Mortgage OP 2025 £6200/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £36,260
Money making challenge £0/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)0 -
DS has just appeared - tonight's random question was "what's urine?"
he's reading Goodnight Mr Tom...Mortgage OP 2025 £6200/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £36,260
Money making challenge £0/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)0 -
skint_spice wrote: »DS has just appeared - tonight's random question was "what's urine?"
he's reading Goodnight Mr Tom...
"Southern beer..."
"Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
"We were born and raised in a summer haze." Adele 'Someone like you.'
"Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky." OMD 'Julia's Song'0 -
"Southern beer..."
You know I was just trying to remember the last time I went anywhere down south and it must have been before DS was born, he fancies going to London sometime but it's scarily busy for me! Going to Centreparcs in October but that's practically in Scotland...Mortgage OP 2025 £6200/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £36,260
Money making challenge £0/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)0 -
skint_spice wrote: »You know I was just trying to remember the last time I went anywhere down south and it must have been before DS was born, he fancies going to London sometime but it's scarily busy for me! Going to Centreparcs in October but that's practically in Scotland...
London isn't that bad to visit. It isn't all that busy until rush hour, which goes from 8am to 10pm.
Just expect to catch some kind of pox... :mad:"Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
"We were born and raised in a summer haze." Adele 'Someone like you.'
"Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky." OMD 'Julia's Song'0 -
London isn't that bad to visit. It isn't all that busy until rush hour, which goes from 8am to 10pm.
Just expect to catch some kind of pox... :mad:
it's the underground and all the rushing around:eek::eek::eek:! That said I have usually been rushing around on the way to places for work. I've been on Glasgow and Paris undergrounds lots and they don't really bother me but London...:oMortgage OP 2025 £6200/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £36,260
Money making challenge £0/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.1K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.7K Spending & Discounts
- 244.1K Work, Benefits & Business
- 599.2K Mortgages, Homes & Bills
- 177K Life & Family
- 257.5K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards