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Live on £4,000 for a year - 2009, Part 3

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  • Bails-I am so sorry! Lots of hugs for you and OH sft xx
    :cool: Frugal Living 2010 member MFW by 2014 Was 88,000 now £46,877.90 Grocery Budget for Dec-April=£173.72/£244 (Groc Budget 2010 from Ebay/Voucher savings/Quidco -If we can do it will save our £980 GC budget) Now living the dream -in our tiny country cottage-all thanks to MS forums. x 39 2 go
    Stockpile Savings: £89.72 Voucher savings £8
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Oh bails, i'm sorry to hear that :( sending big (((HUGS))) your way xxx
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • cw18
    cw18 Posts: 8,630 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    ((hugs)) Bails. I'm surprised they can do that at this late a date - they must know people have to organise things at home in order to take part in these projects :confused:
    Cheryl
  • Skint_Lynne
    Skint_Lynne Posts: 1,363 Forumite
    Part of the Furniture Combo Breaker
    bails wrote: »
    Hi guys, just popping in to let you know that we had an email today to say our placement has fallen through. OH is gutted and I'm trying to put a brave face on it for his sake but :(

    Back later x

    I am gutted for you both. :( Hopefully this will be one of these situations where there is a silver lining just around the corner. Hugs to you both. xx
  • Skint_Lynne
    Skint_Lynne Posts: 1,363 Forumite
    Part of the Furniture Combo Breaker
    I'm not long back from my meal which was lush.:drool: It was more like a mediterranian meal than Indian. SIL informs me that these are more like what they make where she lived than what we get here. Our indian meals as we know them are made to suit our palates. I was just confused when they had olives on the plate and said it was like a greek meal, which was met with laughs from her.:p

    I enjoyed seeing the wee one, he has had a haircut, he got taken to the hairdressers this time and they gave him some styling product called hair clay I think as his hair is so thick. He is coming on now it won't be long until he is talking. One of the sisters bought him a wooden train during the week which he was delighted with. I (or rather DH) got him a couple of pairs of mock cr0cks yesterday, they were camoflagued ones, so of course they had to be purchased.:rolleyes: £3 a pair so got him 2 different sizes as he wears them in the house to be the same as his dad.:p

    I would love to get a copy of your chicken recipie BB, it sounds really nice.

    Just 2 days until my weigh in now, I don't feel as if I have lost anything, but even if I stay the same this week, I will be happy enough.

    Will check in later. xx
  • Brighton_belle
    Brighton_belle Posts: 5,223 Forumite
    oh bails:O( How awful, I am sorry: that's hard to bear.

    sft - I'd think you were mad if you didn't still utterly love your dream home. I know 2.5k seems gutting but for such an old property, over the mtg lifetime it isn't quite so bad. I had to pay £2000 for a new boiler a few years ago: it is just part of owing a home sometimes: you've just been stung at a bad time when you haven't had a chance to set up a house maintenance budget. You'll find a way: in 6 months this will all be sorted and behind you. You are both resourceful and in reasonable jobs and good at budgeting things will just take a little longer.
    I'm suprised the seller has any cupability if it wasn't deliberately hidden though? Or do you feel there was some attempt at hiding the extent of the problem? Was it picked up in the survey?
    Hidden house maintainance costs is one of the things that frightens me, being on such a low income and not a lot of scope to earn more. That's the back up fund I'm always trying to build up before anything else. I'm a bit too close for comfort to my minimum I like to have put by at the moment and would like to double it in the next year with out quite knowing how at the mo (OH getting a permanent job would be a great help).

    Nyk - caloried buring records sound good. Presumemably you will corrolate them with results of weighing yourself/or better fit of clothes?

    SL: I'll get the recipe: back in a mo...
    I try to take one day at a time, but sometimes several days attack me at once
  • BB-Thanks for your comments..really appreciate it...Totally agree, having a contingency budget is vital. Our new contingency is only £150 as this is our first month but I won't touch that to pay for the roof as what if something else happens? The seller did say she'd sort out the leak but I think she had in mind a fix it job costing a couple of hundred pounds. If she offers us that kind of money of course we will be very grateful.


    Mr SFT mentioned house insurance but that wouldn't be a factor if we have only been here a month, would it?

    sft
    :cool: Frugal Living 2010 member MFW by 2014 Was 88,000 now £46,877.90 Grocery Budget for Dec-April=£173.72/£244 (Groc Budget 2010 from Ebay/Voucher savings/Quidco -If we can do it will save our £980 GC budget) Now living the dream -in our tiny country cottage-all thanks to MS forums. x 39 2 go
    Stockpile Savings: £89.72 Voucher savings £8
  • taka
    taka Posts: 3,483 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    ((((Hugs)))) bails thet really disheartening... I hope it is sorted / you both find something else soon.

    SFT - I don't think it'd be covered under your buildings insurance - wear and tear generally isn't. (I had to pay for mine...)
    Mortgage free as of 12/08/20!
    MFiT-5 no 45
    You can't fly with one foot on the ground!
  • Brighton_belle
    Brighton_belle Posts: 5,223 Forumite
    ah,if she said she'd fix it, I can see she would be right to cough up something - obviously she hadn't thought it through and realised the true poential cost and is just as shocked as you. I hope she feels able to offer something to keep good feeling between you all as I know that that really matters to you too. It's just bad timing isn't it. But you may live the rest of your life there... and have years of no major problems after this,which is a lovely thought. And each bit you fix stamps 'you' and your time in this living piece of history.
    I suspect the ins wouldn't cover an acknowledged pre exisiting problem but I am absolutely no expert on that so do make enquiries.

    Lynne:
    Chicken Dopiaza adapted from ‘Top 2oo low f@t recipes’ by Judith Willi5
    2 – 3 chopped onions
    Chopped fresh tomatoes:
    1(heaped ish)tsp each: cinnamon, cardomon seeds, tumeric, garam masala mixed with 200ml yoghurt

    Add chicken – I personally add chicken pieces. Add what ever quantity you feel should cover 4 meals.
    Bung into slow cooker on low for 6 hrs.
    Serve with cauliflower & any other veg you things will suit – I had butternut squash tonight, spinach is quite nice too… and OH had rice. I cook enough for 4 and freeze the other 2 portion. A mild taste but distinctive. And I always find it filling and don’t miss the rice at all.
    I try to take one day at a time, but sometimes several days attack me at once
  • cw18
    cw18 Posts: 8,630 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Insurance won't cover the leak if they get even the vaguest whisper that you knew there was a problem before taking out the policy.

    Our insurer paid for work on the ridge tiles 5 months after we moved in, but the more detailed survey we had done didn't say a thing about the roof (but did mention electrics and window frames, both of which we'd had sorted in the first couple of months). The ridge tiles were put down to storm damage, as we'd had pretty high winds (for the area) for 48 hours.
    Cheryl
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