help/advice please!!

maxinelouise

hi all
i,m new on here,have filled in template and posted today for a ppi claim againest hfc,as on the first letter recieved from them it stated "we notice you have decided NOT to take out ppi" so hope that,ll be a easy one,will let you know....
could do with some help/advice,........
i,ve entered a debt management programme,can i still claim against the companys that i am now paying monthly via my dm programme,
i can not remember ever being told anything about ppi and would not have been eligible as i was on benefits and working casual (legally)
they are a bank loan and credit cards....
any help would be great
thank you

natweststaffmember

maxinelouise wrote: »

hi all
i,m new on here,have filled in template and posted today for a ppi claim againest hfc,as on the first letter recieved from them it stated "we notice you have decided NOT to take out ppi" so hope that,ll be a easy one,will let you know....
could do with some help/advice,........
i,ve entered a debt management programme,can i still claim against the companys that i am now paying monthly via my dm programme,
i can not remember ever being told anything about ppi and would not have been eligible as i was on benefits and working casual (legally)
they are a bank loan and credit cards....
any help would be great
thank you

Did you say that HFC have stated that you did not have PPI?
Apologies but have I misread that?

maxinelouise

hi
yes,i have a letter from when i took out the pc loan stating that and had,nt realised i,d been paying it. have sent them a copy of it and completed template, i still have that loan in action (so to speak)
i have now got a dmp with a loan and a few cards and wondered if i could still try for ppi refunds or if they,d then be difficult reguarding my dmp,
many thanks for your time

natweststaffmember

maxinelouise wrote: »

hi
yes,i have a letter from when i took out the pc loan stating that and had,nt realised i,d been paying it. have sent them a copy of it and completed template, i still have that loan in action (so to speak)
i have now got a dmp with a loan and a few cards and wondered if i could still try for ppi refunds or if they,d then be difficult reguarding my dmp,
many thanks for your time

In that case, yes you can reclaim PPI.
http://forums.moneysavingexpert.com/forumdisplay.html?f=169
The above forum is for PPI reclaiming so re post the details above on that part of the forum and they will guide you through the process.

maxinelouise

RESULT!!
just less than 1 week and i have been offered £754........
can i ask them for a cheque rather than them paying it off of what is still owing?
many thanks for your help:T

esmerellda

WELL DONE !!!!!!!!!

if you arent in arrears with the loan then yes you can ask for it by cheque

maxinelouise

thanks very much,
i,ve decided it best to have it deducted from the loan,it will almost pay it off and it,ll be one less thing round my neck,
thanks again,
will let you know how i get on with the other,s i,m going to go for:T