pammyj74's MFW diary (or possible wishful thinking!!)

newgirly

Hi Pammy, just wanted to pop in and say congratulations on the massive op's you have made this year, you have well and truely smashed your target :T
Heres looking forward to a successful MFW 2011

pammyj74

I've not had a very productive day today. kids have mostly watched tv all afternoon, Ice Age 2 into Gremlins 2 and now Alvin and the chipmunks while recording Spiderman 3 for another day. TV has been good today for the kids. Having a pj day

Have been thinking of new signs to put on ebay, think I am going to put more effort into there. This month was fab over £100 and not even trying

CathT

You do brilliantly with ebay! What are these 'signs?'

pammyj74

car signs, bedroom door signs etc, just doing research to see if there is any I can do that there arent many of. There are a few ideas and I might start doing the 'beware of the dog' door signs too.

CathT

ahhhh, good luck with it. I wish i had some creativity!

pammyj74

Thanks
There are some really funny adult signs but not sure I can do them with kids in the house

yukkibear

well done on the ebay.

pammyj74

Had the dreaded dentist this morning. The one thing I dread more than anything. I walked in their shaking and then broke down. How stupid am I??? They must have thought I was a right nutter! To be fair to him though he was such a lovely man. Apparently I have an infection AND probs with my wisdom tooth all rolled into one :eek: He has referred me to the hospital to have a tooth took out and to look at the wisdom tooth too. But he did say that the waiting list is long and could take up to 6 MONTHS!! I have been given antibiotics to hopefully take the infection and pain away I then have to go back and see the dentist in February again.
My total fear of dentists has to be overcome to sort my teeth out. I have vowed to conquer and promised myself to keep it up next year and every year thereafter!!

Am planning to pop into town and hopefully get a few more bits for xmas as I saw some when I was with my son (typical!) so hoping they are still there today!

ally18

Well done pam on all your over payments and for managing to walk through the door at the dentist!!!!!!!!!

In my book, you are a star to have done that. Dentists should be banned.

Where do you get all your freebies from btw, I could do with a few.

pammyj74

Thanks Ally which freebies do you mean? There is a freebies thread on here somewhere and I have joined a couple of freestuff sites where you get an email daily and I just choose the ones that I am interested in applying for

OK end of month bumph


so figures for end of month below:

Total Actual payments: Jan, £1,127; Feb, £1,127 March, £1,356 April £1194 May £844 June £896 July £996 Aug 896 Sept £1296 Oct £1996 Nov £894 (Total = £12,622)

Original scheduled payments: Jan, £594; Feb, £594 March £594 April £594 May £594 june £594 july £594 Aug 594 Sept £594 Oct £594 Nov £594 (Total = £6534)

Payments over/above original schedule: Jan, £533; Feb, £533, March £762 April £600 May £250 June £302 July £402 Aug £302 Sept £302 Oct £1402 Nov £300 (Total= £6088)

Interest per day: Jan, £13.41; Nov £7.07

Interest per month: Jan, £415.65 , Nov £219.30

Mortgage balance: Jan, £82,377, Nov £72,997

% of mortgage now paid off: Jan - 8.5% Nov - 18.89%



Nov challenges

Grocery - £132/£120 not completed
Petrol - £100/£130 completed
Clothes - £0 completed
NSD - not been counting
VSP - £47.41


Extra earned this month:


BP Amazon voucher - £15.00
scratchies/bingo - £17.00
ebay clear profit - £112.00
Onepoll - £40.00
Mysurvey - £16.00
VO - £10.00
Ipsos - £10.00

total £220.00


Extra paid out this month (cash)

xmas stuff £40.00
birthday presents £14.00

I am sure there is more than that but cant think of any

Surveys stand at:

GTM - 670 /1000pts - should pull my finger out here as been ignoring them
Ipsos - 1570/1380pts now 130 pts
VO - £16.05/£10 now £6.05
Lightspeed - 1560/1150pts now 65pts
Newvista - £40/£50 getting closer!
Onepoll - £41.20 now £1.20 - back at the bottom