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pammyj74's MFW diary (or possible wishful thinking!!)

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Comments

  • pammyj74
    pammyj74 Posts: 3,290 Forumite
    wish I had friends like you!
    I make the kids sit with blankets and cardys if they get cold lol bad mummy!
    MPs left feb '08 276- Dec 13 36 :T MB Jan 10 ~ £82,377 Dec 13 ~ £29987
    EMFD was Feb 32 :eek: NOW Dec 2013 its Dec 2016
    MF new target Dec 16 REACHED!! :j
  • Ddraig
    Ddraig Posts: 595 Forumite
    No.Thats what I meant.Normally Im same as you.Blankets and jumpers.Its just first few months I worry.Hes 8 week now.
    Bought a second hand gro bag for him to sleep in so dont have to worry about the heating too much.

    I was gobsmacked at her giving it to me.I may make her a bracelet to say thanks.She needs a lil cheering up bless her.Have a good weekend x
    SWAGBUCKS Nov 17sbs redeemed; 2 x £5 Amazon
    youngpoll 7.70onepoll £33 toluna 29600 plus 3 redeem. valued opinions 9.25pureprofile 5.95mutual points 1265.Hi epanel 24 pointscrowdology 1.52
  • pammyj74
    pammyj74 Posts: 3,290 Forumite
    Had a whole day of not going on the computer at all. that is a first in a VERY long time. Took mum and sis bingo last night. Cost me in petrol but won a line which was only £10 but paid for my tickets. :)

    Have applied for a halifax account but they have sent me a letter to say my name doesnt match and I have to go into a branch to confirm my name :mad: This probably means I wont get the £50 sign up through the link on here. I am wondering whether to try again and make sure I put my full name as the only thing I can think of is that I put Pam instead of Pamela. grrr.

    Have a kid free day til 6pm and I really should be doing housework as it looks like a firework has gone through it, seriously its that shocking! I am off tomorrow as well but I want to start wrapping xmas presents and seeing what I have actually got.

    I wish I wasnt so lazy lol
    MPs left feb '08 276- Dec 13 36 :T MB Jan 10 ~ £82,377 Dec 13 ~ £29987
    EMFD was Feb 32 :eek: NOW Dec 2013 its Dec 2016
    MF new target Dec 16 REACHED!! :j
  • Your not lazy Pammy. It is human nature to preserve yourself a little if you can, and i am sure you will do something today. You probably need a little rest. The day off the computer was probably great. I did that last night and watched a film with the cat on my knee rather than my knitting, and it was just what i needed.
  • pammyj74
    pammyj74 Posts: 3,290 Forumite
    Yes I will crack on with it soon as I need warming up.

    Have just checked my emails and have come back online to 11 items sold on ebay. That was nice to come back to :D Need to get them sorted now.
    Have £45 in paypal so have took out £20 as I need to get a printer cartridge.

    Dyed my hair yesterday with my free john Frieda kit, it no looks a purply brown! I also look deformed as I have a horrible spot on my eyelid. I hate it, am so embarrassed, people stare dont they! Wish it would go away :cry:
    MPs left feb '08 276- Dec 13 36 :T MB Jan 10 ~ £82,377 Dec 13 ~ £29987
    EMFD was Feb 32 :eek: NOW Dec 2013 its Dec 2016
    MF new target Dec 16 REACHED!! :j
  • pammyj74
    pammyj74 Posts: 3,290 Forumite
    Was good and tidied up the lounge and dining area, put away the clean dishes and refilled the dishwasher, done two loads of washing and folded the dry clothes up. So wasnt too lazy today.
    Will do about an hours ironing later too for the week.

    My aim tomorrow is to try and find an nhs dentist near me. My kids one hasnt any spaces and have never had any every time I go in. I really need to see a dentist, havent been for a couple of years. :o
    MPs left feb '08 276- Dec 13 36 :T MB Jan 10 ~ £82,377 Dec 13 ~ £29987
    EMFD was Feb 32 :eek: NOW Dec 2013 its Dec 2016
    MF new target Dec 16 REACHED!! :j
  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    Good luck finding a dentist pammy :)
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
  • pammyj74
    pammyj74 Posts: 3,290 Forumite
    I feel sick just thinking about it. I have been in contact with my childrens dentist and they have taken my full details and say they revisit the nhs list often so I have been put on their waiting list.
    I have explained my fear and that I have had a few fillings fall out and I am suffering but we will see. I have an exempt cert but dont think it will cover all the work I need doing. I have vowed to myself that I want to get my teeth sorted as I have lived with it for so long and I need to get over my phobia.

    Right I have wrapped DDs xmas pressies and just about to start on DSs. I think they only need a couple more each and I am getting them a netbook between them when I see a good enough deal and thats them done.
    I need to get bout 5 more adult pressies and I'm done. :)

    I also need to get 14 ebay items done, mostly my signs so not too long.

    Then there is PTA after school today, then kids have swimming, then we desperately need to go shopping for fruit and veg (sigh)
    MPs left feb '08 276- Dec 13 36 :T MB Jan 10 ~ £82,377 Dec 13 ~ £29987
    EMFD was Feb 32 :eek: NOW Dec 2013 its Dec 2016
    MF new target Dec 16 REACHED!! :j
  • pammyj74
    pammyj74 Posts: 3,290 Forumite
    edited 8 November 2010 at 8:09PM
    Am working through my list grrr

    Arrange dentist - in the pipeline
    Kids xmas presents - wrapped done
    Get Ebay items ready - done
    get stamps - done
    get swimming stuff ready - done
    sort pta ideas out for meeting - done
    shopping - done
    check onepoll - done 30p :)
    bingo - done
    MPs left feb '08 276- Dec 13 36 :T MB Jan 10 ~ £82,377 Dec 13 ~ £29987
    EMFD was Feb 32 :eek: NOW Dec 2013 its Dec 2016
    MF new target Dec 16 REACHED!! :j
  • Ddraig
    Ddraig Posts: 595 Forumite
    Your on a mission Pam xGood luck.My missions always get knockedd way off track.
    Want to thank you for having this thread.Just phoned Santander as my mortgage goes on the tracker rate in April.May sound way too early but they offer a deal upto 5 months before your deal ends.Anyhow.Finally asked them all the questions I never do.And it looks like I will track 0.99% above BoEBR. At the mo that would mean my payments would go down to 210 a month.From 279ish.I asked if I could keep my DD the same and overpay without any early settlement figures at the end of the mortgage term.I can and could knock 4 years off without finding extra money.
    Cant believe it.Cant wait now.Hope interest rates stay lower than my current rate.At 5.34 now I think I will still get to overpay something.
    SWAGBUCKS Nov 17sbs redeemed; 2 x £5 Amazon
    youngpoll 7.70onepoll £33 toluna 29600 plus 3 redeem. valued opinions 9.25pureprofile 5.95mutual points 1265.Hi epanel 24 pointscrowdology 1.52
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