pammyj74's MFW diary (or possible wishful thinking!!)

LilacPixie

well done on the OP's

gerbiljo

Is new vista good?

pammyj74

NV is ok but you dont get many surveys come through though. They are £1 for 5 minutes and occasionally you may get one for 20/25 minutes which is good. They are really easy to navigate as well, I much prefer the way they do them. I am at £35 on there and payout is £50. I used to ignore them as they were only few but on doing nearly all I have been sent the last few months I have earned about £12. Slowly and surely VO I had another 50p so at £9.80. So hopefully will be able to redeem again and I havent received the other voucher yet
Onepoll is at £33.90 so getting ever closer to £40.
dooyoo I have gave up on at mo, cant get round to doing it.

CAR PASSED ITS MOT!!!!!! :eek: I cannot believe it but he did say it prob only has a year left in it which is a good job I am looking for a new one then! They had a citroen c3 light blue 03 plate there which looked lovely and was only £2895. I am REALLY tempted to take it for a test drive but the boot isnt very big and I need a boot that will at least get two big suitcases in.
Still in shock that he passed it!

Ddraig

Well done on car passing.xx

I need to ask,seeing as I have been MIA for a while.What am I missing on scratchies.Im good with virgin but noticed little woods and chi chat are both not allowing free ones unless played thru £5 in last week.Which ones are still giving no problem free scratchie?

So easy to get out the loop x

gerbiljo

thanks Pammy I might try it I'm on £26 on one poll
congrats on car!

pammyj74

ddraig I only do virgin and jackpotjoy now but I had been lucky that I had got payouts before they stopped them. i might deposit on tombola. if you dep £10 and play £2 the week before you can play the free grid map there.

pammyj74

pammyj74 wrote: »

Have OP'd £1200 + £100 normal OP today for next month. :beer: How fab is that?? £200 would have been my normal what I could have OPd anyway. It has taken another 2 months off my term which is now June 2021

I didnt realise I had another wage this month, for some reason forgot todays wage so I have OP'd another £100 taking another month off my term :j
EMFD is now May 2021 :beer: only 23 months left to shave. term is now 10 1/2 years

Baby_steps_2

Go Pammy:j:j:j

You are doing so well at the moment and making massive progress against your targets. It just shows what hard work and dedication can do for you!! (I only wish I was half as well behanved:eek:)

You must be relieved about the car passing its MOT, there is nothing worse than having to spend a lot of money on a car when you are planning on changing it.

It seems like you are doing well with valued opinions at the moment, I don't seem to be getting many from them at the minute.

Enjoy your weeked.

newgirly

Hi Pammy, just wanted to pop in and say hi, you have made huge Op's so far this year its been very inspirational! great news about the MOT, its nice when things go your way.

pammyj74

My usual bumph for me to keep track of how its slowly going down

so figures for end of month below:

Total Actual payments: Jan, £1,127; Feb, £1,127 March, £1,356 April £1194 May £844 June £896 July £996 Aug 896 Sept £1296 Oct £1996 (Total = £11,728)

Original scheduled payments: Jan, £594; Feb, £594 March £594 April £594 May £594 june £594 july £594 Aug 594 Sept £594 Oct £594 (Total = £5940)

Payments over/above original schedule: Jan, £533; Feb, £533, March £762 April £600 May £250 June £302 July £402 Aug £302 Sept £302 Oct £1402 (Total= £5788)


Interest per day: Jan, £13.41; Oct £7.24

Interest per month: Jan, £415.65 , Oct £217.33

Mortgage balance: Jan, £82,377, Oct £73,767 not confirmed yet

% of mortgage now paid off: Jan - 8.5% Oct - 18.03% So have almost paid just 10% this year


Oct challenges

Grocery - £128/£120 not completed
Petrol - £77/£130 completed
Clothes - £0 completed
NSD - 8/15 not completed
VSP - £57.69




Extra earned this month: :T


BP Amazon voucher - ......£15.00
scratchies/bingo ...........£90.00
ebay clear profit ..........£75.00
comp wins ..............£55.00
VO............£10.00

total £245.00


Extra paid out this month

car stereo ............£35.00 (mine got stolen)
dds bday presents in cash...........£14.00
car tax...............£112.50 (only 6 months :mad:)
Bday party ............£40.00
Judo license...........£26.00
xmas gifts from normal money..............£90.00
MOT................£54.00 no added pains here :T

Total: £371.50 :mad:

Surveys stand at:

GTM - 625 /1000pts
Ipsos - 1075/1380pts
VO - £9.80/£10
Lightspeed - 430/1150pts
Newvista - £35/£50
Onepoll - £34.65