pammyj74's MFW diary (or possible wishful thinking!!)

pammyj74

wantabetterlife wrote: »

Pammy you are doing really well:j.I signed up for valued opinions myself last nite so will wait and see what comes my way and have also signed up for quidco but have not used it. Do you mind me asking what kind of things you buy through quidco or how you earn that money because i dont really understand. I live in northern ireland and a lot of the retailers on quidco dont exist over here. Is it through signing up for bank accounts etc? I saved £135 pounds on my car insurance yesterday just be shopping around so am really pleased and will put that into the op fund.:T

well this month on quidco I got £50 by going through paydayuk and made a £30 profit. I borrowed £80, have to pay back £100 but cashbacked £50 which was received today.
Time magazine paid £10 for a magazine trial subscription so didnt pay anything for that either. If you join some of the quidclans people find these glitches and post them on there but sometimes you need to get it done quick before they realise.
Did my life insurance through there as well but that wont pay back until oct.
Try fatcheese for daily clicks, it says its £1.15 a day but i havent added it up. I am on £11.18 there at mo but not to be paid out til oct either so I'll keep working away at that. If you havent joined Fatcheese yet I could refer you.
Also I am on freeuksurvey which gives you £4 for signing up and then a 50p a day survey and also a couple of other £1 surveys at sign up. I could refer you there as well if you like? I am on £8 there but due another 50p to be added. Payout on that is £10 and I've only been doing it about a week.
PM me if you need the details, there are few daily clicks i do.

setmefree2

pammyj74 wrote: »

so, so far in my mortgage pot to pay at the end of the month is £308.96

well done :T:T

wantabetterlife

Hi pammy, thanks a million for your post. I have been on quidco this morning and signed up for a £80 pay day loan- it seems they have increased the cashback to £65:j. Also signed up for halifax cc so that should get me another £20. I have sent you a PM about those referrals. Thanks
WABL

pammyj74

yeah I read they put the cashback up so thats good for you it was on £60 when I did it but tracked at £50 tho not complaining. Look at the time mag as well, thats a good one but make sure you dont put any payment details in and cancel after receiving 1st free mag.

pammyj74

Have made a whopping £500 overpayment today.

I am sooooo chuffed to be able to do this and I have paid £100 into my savings aswell. This is using the cashback sites etc and being frugal with my money. adn also using mocs in tescos. this month I have saved about £250 just by doing that. :beer:
So if I am starting from scratch for my excel sheet done by determined1 (thank you) then I have saved £1214 in interest and shaved another 3 months off my end date.
My end date as of this month is June 2030 :eek:
So far this year I have OP £1900 and I cannot believe it!

Thank you all for you help and advice to enable me to do this. Love ya x

:j:j:j

determined1_2

Bet you can't wait until monday to see if it agrees to the penny?

The online balance may have had added one days interest by then. Sometimes they do when the 1st of the month is a saturday. You can confirm the balance by simply subtracting one days worth of interest.

Let me know if it out and I'll try and help if you're not sure why.


How's things Pammy? Haven't seen you on here in a while! Or have I just missed your posts?

Determined

pammyj74

HI D1, I havent posted a lot on here tbh, but have been doing daily clicks and other bits and bobs. and trying to find other money saving and earning schemes.
I'll let you know if its out! seems ages since you sent it me!

setmefree2

pammyj74 wrote: »

Have made a whopping £500 overpayment today.

I am sooooo chuffed to be able to do this and I have paid £100 into my savings aswell.

well done

determined1_2

Pammy, check your online balance! Mine has been updated today :T

pammyj74

It has come out of my bank but Halifax has not updated yet.
Got my quidco paid (YAY) so me and kids can have a couple of good days out now and we dont have to live on beans on toast lol