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Goals W/C 2nd April
Comments
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i didnt post last week as i had a really naughty week :mad:
bought food from snack lady
bought new dinning room table :mad:
treated the kids and OH
on the plus side paid another £30 off cc
£90 in £1 &£2 pot
oh well here goes for this week
get to £100 pounds in pot
take switch card out of purse
I will have at least 3 no spend days
:j I have been verbally offered a new job Hurrah so i will study all the paperwork as it sounds good more money and pension and benefits at the moment rotten wage no money but great people to work with and local and no weekend work 2 weeks off after xmas and we always have a good laugh WHAT TO DO!!!!! :eek:0 -
Aims for this week:
Two no spend days
Send letter to MBNA cancelling PPI
Get new printer for comp'
Send letters to banks etc claiming back bank charges
Take all cards out of purse - DONE! Got little change purse for £2, only has cash and reward cards in it now.
New flatmate has just moved in, she spent £90 stocking on foodie bits, washing powder etc.So hopefully wont be needing to spend a lot of money, if any. this week!
Boyfriend is coming down at the weekend, will have to remind him everything is being done on the cheap!Wealth is not measured by currency0 -
Last week:
1. Continue to track spending Done!
2. Buy a 6 pack of Dr Pepper rather than use the machine at work Done!
3. Open all mail and file as needed as it arrives Did it about half the time
This week is more ambitious as I have the week off work:
1. Work out S.O.A.
2. Do bank transfer stuff to move to new A&L account
3. file all paperwork and bills
4. pass driving theory test on Wednesday (Preferably with 100% correct, as Mr. Me just told me that his ex got 100%!!! :shocked:
5. make arrangements for council tax repayments
6. have one afternoon of cooking meals to freeze for convenience
7. file US taxes _pale_
8. continue tracking all spending in diary
9. switch from Aohell broadband
10. exchange electric mattress warmer that quit working less than a month after purchase! :mad:
And most importantly, don't beat myself up when I don't get it all done! I *know* it's an ambitious list! (And especially the footnote to 4, as ex grew up in this country, so had a huge advantage over someone who has to learn the highway code from scratch! :rolleyes: )
-MichelleHi, I'm Mich
I won a years supply of Comfort fabric softener in November 2013 - more than half remains...
2015 survey proceeds £115.360 -
My goals for last week were:
1. Have 2 no spend days this week. Didn't manage any, must try harder
2. Try to find a cheap or free rabbit hutch. Having 2 baby rabbits for free in April, but trying to spend as little as possible on hutch etc. Offered a free hutch, needs a latch fitted but that's all.
3. Put loose change in credit union account.Didn't manage at all
4. Deliver and collect Avon Booklets and hopefully get plenty of orders.Have orders totalling £400, so will see a profit of £100 once money is collected.
So all in all 50% of my goals achieved, must try harder.
My goals for this week will be:
1. Reduce my sky package.
2. Put loose change in credit union account.
3. Post 3 items on ebay.
4. Have 1 no spend day.
Hope you all have a good week.
Peppa
x0 -
Last week's goals:
1) - Order some stock for part time business and continue with business plan. YES
2) - Submit three job applications. NO, sent two.
3) - Save at least three 20p's (to take me up to £5.) YES
4) - List at least one book on Amazon. NO
5) - Get back on track with healthy eating (have decided I'm allowed one 'unhealthy' meal each weekend, but I have to stay on track during the week!) There's been a definite improvement, still occasionally having chocolate/crisps, but it's nowhere near as bad as it was!
6) - Four no spend days (Mon - Thurs) to enable me to buy merchandise at the concert on Friday night. Managed three no spend days, but had to contribute to petrol one day, but I still had enough to buy a t-shirt at the concert, which was the main aim of the no spend days.
This week's goals in a new format!
1) - Books. Amazon. List. Immediately!
2) - Jobs. Apply for minimum of three.
3) - 20p's. Save lots towards birthday day out.
4) - Library. Join.0 -
Last weeks:
Send off letter to HSBC to attempt to have my graduate loan PPI cancelled Nope, am going to ring them this week anyway as there is going to be no money going into my account until the 18th of May (my first pay day)
3) Send of letter to Barclaycard and get my PPI cancelled Yep and had confirmation letter
I have no goals for this week as there is nothing i can do until i have some money coming in0 -
Goals for the last week:
1. Two no-spend days - achieved
2. Action last payment to Virgin card and pay off current spending on Barclaycard and LTSB card - achieved
3. Restack kitchen carousel and update list of freezer contents - achieved, in fact I've sorted out every cupboard containing food so I have good knowledge of what I have, plus I've sorted out OH's entire wardrobe
4. Start sorting cds into some kind of order so we can find what we are looking for - not started yet
5. Moderate any emotionally-charged eating, spending or posting - hah, this one speaks volumes about my outlook last Sunday! I didn't do too badly, I had a couple of chocolate free days, tried to eat a sensible breakfast and lunch, went to a major shopping centre but only spent on needful things and played Thumper on a lot of non-postingOn the minus side I know I've worn my heart on my sleeve a few times this week and not kept control of grocery shopping because it made me happy to roam the aisles which inevitably led to some impulse spending
6. Move funds into my account early to take advantage of end of year and interest calculations - done
7. Visit new nephew (this is a completely indulgent goal as he's not actually here yet and will be absolutely no chore to go and see when he is!!) - failed for reasons you can possibly guess (my poor sister is getting really impatient now!)
Goals for the new week:
1. Two no-spend days
2. Think about cc repayments as I've just cleared a card and will have access to Christmas Club (yes, my timing has drifted a bit!) funds this week. Do I want to move from stoozing to a cashback framework?
3. Get out my beads and make two pieces for raffle prizes (one adult, one child) plus present for sister, try to find the fun and inspiration so that I'm keen to keep on after this
4. Tidy my desk
5. Plan meals
6. Sort out/deliver birthday presents to sister, BIL and MIL
7. Get through what is likely to be a tough week
Best of luck everyone.Do I Need One Stops All Unnecessary Reckless Spending£2 CSC - £30 :kisses3:0 -
Didn't post any last week so gonna try and be good this week
1 Send off letter to HSBC and RBOS to find out what charges if any they added to my account in the last six years
2 Finally get back the £3.07 which was in my PO Ordinary Account (I know it aint a lot but its another £3.07 which i can pay off the credit card)
3 Find at least £1 on the street which i can pick up
4 Not to spend more than £3 on each weekdayDebt of £6300 cleared in 5 years, now ZERO0 -
Goals for last week were:
Add 2x £2 only one
Keep spending diarydone
Put unsold items from today on ebaydone
Pay float back into building soc.no-ended up spending it
Have 1 no spend daycan't remember!
Hope for 2 days work, fingers crossed it doesn't rain too heavily!one as DS2 ill one day
Start on working out and looking at all spending for Marchnot done
Work out a rough budget for Aprilnot done
Book and pay for event I want to go to in Maydone
As it is the Easter holiday, I am keeping it simple this week.
Add 2x£2 coins
Keep spending diary
Work out March spending
Start April budget
Sort out stuff for nearly new sale next Saturday
Maybe find time to write to bank to set up standing order to ISA
Good luck everyone!It is never too late to become what you were always intended to be0 -
1. Sort the bloomin meal planner - done
2. 2 no spend days - managed 3, very impressed
3. Eat at least 3 meals at the table (only just got the table in the kitchen and I'm loving eating at a table with roversbloke) - just managed 1 - I have managed sitting there with a brew & a magazine though - v chilled
4. Clear out my old magazines and take them down to the doctor's surgery - the magazines are sorted, I have an appointment this week so I'll take them then
5. Take my lunch to work on at least 3 days - managed 4
Not too bad
Goals for this week are
1. Become debt free :money:
2. Take the old magazines with me when I have my appointment
3. Stick to the meal planner
4. Continue keeping grocery receipts for the grocery challenge
5. Go out for a walk on at least 2 days
6. Continue with taking lunch to work on at least 3 days
7. Keep up with 2 no spend days
Good luck everyoneOfficial DFW Nerd Club - Member no. 027
Debt free: 6th April 06 :T Proud to have dealt with my debts0
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