Goals W/C 2nd April

LookingAhead

Hipkiss wrote:

Hiya,

Haven't done a goal thing for a few weeks now, but this week is going to be very difficult.

I start a new job next week, which for the first week I have to commute to London to their head office. So any chances of me having a spend free day are going to be totally out of it.

So, no goals for me this week I'm afraid

HK

Well good luck for your new job HK. Sometimes you have to concede that you can't get away with spending zero....so if it helps, just keep in mind (like I am this week!) "damage limitation". That can be a goal in itself.

I hope your first day is good.

Hipkiss

LookingAhead wrote:

Well good luck for your new job HK. Sometimes you have to concede that you can't get away with spending zero....so if it helps, just keep in mind (like I am this week!) "damage limitation". That can be a goal in itself.

I hope your first day is good.

Aww, thank you.

I think after Monday, I'll know what my budget will be (ie, train fares, lunch etc), so I'll be working it around that.

I noticed on your post you mentioned an IMG account?? What is that, is it a savings account?

Oh, and have a happy birthday! :bdaycake:


HK

buddiebabe

Haven't made any goals for last few weeks but am going to try harder

Here goes:

1. List 50 items on ebay
2. Have 4 no spend days
3. Pay loose change saved in March into bank ( £20.00 )
4. Iron all work clothes
5. Plan my meals for the week using what i have in the cupboard and freezer
6. Stick to budget of £ 25.00 to last from Sunday to Saturday (not including food shopping - i have money on Asda card that i can use to get anything i need)
7. Take lunch to work 5 days this week and no spending on any cakes for tea breaks

I know its a long list but if i don't write it all down there's no chance i'll stick to it!!!

Broken_hearted

Here goes mine too.

1 List thing on ebay have been promising myself for months now
2 Finaly pay wescot off
3 Tidy up spare room and put bill files in order
4 Take more time to relax

LookingAhead

Good luck buddiebabe, some great goals there!

Hipkiss, it is ING - an online savings account. You can open an account from £1 and they offer 4.50% AER I believe.

http://www.ingdirect.co.uk/ if it helps!

I received some vouchers from them to pass on to friends....if they open & credit some money into a new account, I got £10 and so did they as a "thank you". So if you were interested, you could look on the referrers board to see if anyone else on MSE has a code (I have used all mine now - sorry) or just open an account anyway and see if they will give you some vouchers to pass on to anyone you know. (They gave me 5.)

Good luck if you go for it! And thanks for the birthday wishes!

kathfisch

First of all, well done to everyone, these threads really seem to help us all stick to our goals :T

Right, my week:

Have one no spend day. Yep, thursday :j 10/10

Concentrate when on first two mystery shopping assignments (monday), bit scared by the amount of detail I need to remember and report back on . Will be £20 earned though I did concentrate and i think I did ok with them. Another 4 to do this week. 10/10

Make food plan, then shopping list, then stick to it! Yep, done. Plan made, then list, then stuck to it. Spent £18 out of £35 budget :j 10/10

Keep trying to eat healthily. Yep, bought, lots of yummy nectarines, apples, pears etc and enjoying them instead of sugary stuff Did give in to a small bar of green and blacks though thanks to a very tempting conversation on here :rotfl: 8/10

Only buy 1 of the 7 nice tops I'm watching on ebay They all went over my £7 budget so bought none of them :j 10/10

Dig out paperwork on student loan so as to put debt/savings totals in my sig (as promised a week or two back! ) Yep, done, as you can see! Sig is getting a bit long though 10/10

So thats 58/60 for this week :T Must make them a bit harder for this week! So:

Have one no spend day.

Chase people who are being slow in paying for ebay items.

Don't spend more than £5 on food, just need top ups!

Concentrate and do my best on more mystery shopping jobs, that'll be £40 earned

Investigate how long it takes to be payed for mystery shopping jobs.

Take home made food on long journey to avoid motorway services prices, allow one coffee if I need to wake up!

That's my lot for the week, good luck everybody!!

kathfisch

LookingAhead wrote:

Good luck buddiebabe, some great goals there!

Hipkiss, it is ING - an online savings account. You can open an account from £1 and they offer 4.50% AER I believe.

http://www.ingdirect.co.uk/ if it helps!

I received some vouchers from them to pass on to friends....if they open & credit some money into a new account, I got £10 and so did they as a "thank you". So if you were interested, you could look on the referrers board to see if anyone else on MSE has a code (I have used all mine now - sorry) or just open an account anyway and see if they will give you some vouchers to pass on to anyone you know. (They gave me 5.)

Good luck if you go for it! And thanks for the birthday wishes!

The referrals thread is here if anyone does want to open an ing direct account. I have 5 codes left but there are many others on the thread who do too. Please pm me if you want a code but obviously I don't want to jump the queue

Kath

MinnieSpender

New to this one so I'm keeping it small this week. Let's see if I can get the hang of it.

1. Cut down on showers/baths at home - go to gym before work three times this week and use their facilities (they even supply shower gel, handcream, cotton wool, tissues and hairdryers - kerchiiiiiiiiiiiing!).

2. Do work out at gym (before shower, of course!) hence feeling that I am a) using my membership to full potential and b) getting some exercise.

3. Take own filter coffee to work in space age looking flask rather than spending a couple of quid on Cafe Nero coffee in a cardboard cup which always leaks anyway thereby cutting spending and stress of mincing delicately down the road in high heels trying not to spill coffee.

4. Take all lunches to work.

5. Prepare some meals in advance this afternoon (Sunday) so I have no excuse about "can't be bothered to cook because I'm too tired" when I get home at night.

6. Renew library books on line to prevent overdue charges.

That's my lot. :A

mom23

Hi
My goals last week were:
Do not use tumble dryer. 7th week now!!!
List more on ebay. Done
Cut down on smoking.
Have one no spend day.
Try lose some weight so i don't have to buy new clothes for summer. Lost about 4lbs (5 if i jiggle about on the scales lol)

Goals for this week are the same!!!
Good luck to everyone!!

themaccas

My challenges last week were:

- 2 no spend days : Only managed 1

- List loads on ebay to raise money for DS1's school trip next year to Bolivia and Peru, hoping for around £200-300, still loads more to raise! : I listed 29 items with one more to list tomorrow!!

- Find cheap free things to do for DS1 and DD as they are off on Easter hols now. : No t yet!

- Keep up my spending diary for this month and next. Money is still frittering!! WHere is it going? : Done

- Be calm, they're only off for easter for 4 weeks!!!!! - Have been fairly chilled!

- Get the debt down to sub 30k!!!!!!!!!!!!!!!!!! - Yes Done I'm soooo pleased!

This week I want to:

- Have 2 no spend days
- Try and work an extra 2 nightshifts at work like this week (on holiday at the the moment)
- Pay another £180 off our debt
- No frivolous spending, although we are having a family trip to the cinema next weekend to see Ice Age 2.

Good luck everyone!x