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Help!! Pre-lightbulb holiday dilemma

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  • Ali-OK
    Ali-OK Posts: 4,073 Forumite
    Part of the Furniture Debt-free and Proud!
    Ali I genuinely feel for you on this one. That is a killer of a dliemma. :doh:

    But common sense sways towards cutting your loses, if you can't defer it or maybe the last resort (no pun intended :o ) having a week away if they will let you! :rolleyes:

    :rotfl: :T Very good...

    I forgot one other thing...I stop smoking on Saturday..that's another £100 a month tops saved, so it could all be paid for and none borrowed.

    Eek..the decision making gets worse! I can afford it with cash...but I want to pay my debt off first!
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
  • tomstickland
    tomstickland Posts: 19,538 Forumite
    10,000 Posts Combo Breaker
    Try to align head and heart! Just think what a massive backwards step spending almost £1K per week would be relative to all the hard work going the other way.
    Happy chappy
  • moozie_2
    moozie_2 Posts: 3,063 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hello Ali-OK

    Those pre-lightbulb choices seem to have a habit of coming back and haunting us!

    I think the suggestion to look into having a one week holiday instead of two is a good one. I hope you can do it.

    At the end of the day, we are all different and want different things. Personally, I am all for going for a holiday - we all need a break after all - but the cost you described seems too high to me. I am sure there are plenty of other holidays for less.

    God luck in deciding and keep us posted ;)
    Leason learnt :beer:
  • Ali-OK
    Ali-OK Posts: 4,073 Forumite
    Part of the Furniture Debt-free and Proud!
    And to steal what someone said a few days ago "I won't enjoy it anyway knowing what I could have done with the money"

    Time to Zzzzz on it I think!
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
  • southernscouser
    southernscouser Posts: 33,745 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Ali-OK wrote:
    :rotfl: :T Very good...

    I forgot one other thing...I stop smoking on Saturday..that's another £100 a month tops saved, so it could all be paid for and none borrowed.

    Eek..the decision making gets worse! I can afford it with cash...but I want to pay my debt off first!

    I'm probably not the best person to ask advice from as I feel mine might be a bit biased. Alot of my debt was down to holidays. India, Turkey 3 or 4 times, Tunisia, Egypt twice, and a week at one of the best hotels in the world in Dubai! :cool: :rotfl:

    The thing is I don't regret them either! :o:p

    Well done on the smoking. Thats brilliant! :j :T
  • Ali-OK
    Ali-OK Posts: 4,073 Forumite
    Part of the Furniture Debt-free and Proud!
    Hi Moozie :wave:

    Unfortunately a single parent with one child gets stung twice.

    Once as you have to pay an adult price for the child, second, you get wolloped another surcharge for single adult occupancy :mad:

    Oh and then of couse it's booked for the school holidays...add about another 30% I'd say?

    I trawled everywhere on the net for a single parent deal and got nowhere.
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
  • moozie_2
    moozie_2 Posts: 3,063 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Ali-OK wrote:
    Hi Moozie :wave:

    Unfortunately a single parent with one child gets stung twice.

    Once as you have to pay an adult price for the child, second, you get wolloped another surcharge for single adult occupancy :mad:

    Oh and then of couse it's booked for the school holidays...add about another 30% I'd say?

    I trawled everywhere on the net for a single parent deal and got nowhere.

    Oh my goodness! That's terrible! I feel really angry reading this. It's not right, is it? I am sorry I didn't realise what your circumstances were. I am sure you will make the right decision for you.

    Btw, well done on the smoking too :T
    Leason learnt :beer:
  • Ali-OK
    Ali-OK Posts: 4,073 Forumite
    Part of the Furniture Debt-free and Proud!
    I'm probably not the best person to ask advice from as I feel mine might be a bit biased. Alot of my debt was down to holidays. India, Turkey 3 or 4 times, Tunisia, Egypt twice, and a week at one of the best hotels in the world in Dubai! :cool: :rotfl:

    The thing is I don't regret them either! :o:p

    Well done on the smoking. Thats brilliant! :j :T

    I didn't have a "holiday habit" until littlen came along and then it became a "I need a break".

    I got in debt through (a) moving up the house ladder, doing it up and moving up again (but have a fab home and love it here) and (b) down-grading my job as I just couldn't balance a snr mgmt post with family life and (c) not down-grading my spending after losing the extra £700 take home a month. :doh:
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
  • Ali-OK
    Ali-OK Posts: 4,073 Forumite
    Part of the Furniture Debt-free and Proud!
    moozie wrote:
    Oh my goodness! That's terrible! I feel really angry reading this. It's not right, is it? I am sorry I didn't realise what your circumstances were. I am sure you will make the right decision for you.

    Btw, well done on the smoking too :T

    Hey, no worries - I still made the choice to book it!! Guess I started to get used to the price being at that level the last couple of years.

    It does make me angry too. I could take him out of school, but I hear through the Mum's playground grapevine that the Government are going to stop it. At the mo, providing you get permission (form filling in job) it's not a problem. But then I have to fork out @ £150 a week for out of school childcare. Who wins? Not me that's for sure!
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
  • southernscouser
    southernscouser Posts: 33,745 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Ali-OK wrote:
    I didn't have a "holiday habit" until littlen came along and then it became a "I need a break".

    I got in debt through (a) moving up the house ladder, doing it up and moving up again (but have a fab home and love it here) and (b) down-grading my job as I just couldn't balance a snr mgmt post with family life and (c) not down-grading my spending after losing the extra £700 take home a month. :doh:

    Best thing to do is sleep on it! I should have done that before I bought my last car! :rotfl: I've got nice mats though! ;)

    Let us know if you can't put the deposit to a cheaper holiday. :)
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