Vets 4 Pets

lowis

if you change insurer then be aware that any illness reported to your (not necessarily claimed for) will be excluded from any new policy you take out with another insurer.

proper 'for life' policies are offered by AXA, Petplan (not their value one), NFU, Halifax, HSBC, M&S and Greenbee. (I think AXA underwrite the M&S and Greenbee policies).

mrcol1000

More than do a great deal on insurance and you can get £40 cashback via Quidco. Although they limit payout to £7k per condition

MrsTinks

Axa also underwrite the RSPCA ones which you can get cashback for on Quidco

Vets 4 pets is not that different from a normal vet btw - yes they are part of a group but it's basically a way for vets to fund their own surgery. My vet friend is looking at starting up her own vets using vet 4 pets to fund it - as with any vet the service will be as good as the individual vet that runs it - nothing more nothing less