Sat 13/Sun 14 June - What small DFW things have you done today?

urg123

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free;)

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.


Just thought I'd get us started.

Will post my list once I've had coffee and thought about it!

urg x x

thegrimreaper

urg123 wrote: »

Examples could be charging your phone up at work instead of at home to save your electricity,

urg x x

glad to see im not the only one who does this, also i fill up a bottle of water from the water cooler at work, i think that is a little extreme though but its cold and filtered and goes straight in the fridge when i get home!:eek:

charley24

Morning )

Last night I shopped at Lidl and spent £28.25, have made a meal planner for the week so the only extras should be bread and milk if needed.

Packed lunches for us this week, DD1 and DD2 have packed lunches anyways but I have stopped buying the little bottles of fruit shoot etc and am now giving them cordial in their drinking bottles.

Also I was spending a fortune on biscuits, like Time Outs etc for the packed lunches, have changed this to 2 cookies each (smart price packets).

Sorted out some things for ebay, among these some items which should fetch a good price I hope such as a cd car stereo which has been in the drawer for about 2 years and a pair of white ice skating boots which I have used once ! (Was inspired by Dancin on Ice but I am rubbish). Also found the kids old dance mat in a cupboard and 4 games for it hich never gets used so that can go on too !

Waiting for postman to bring me my package and then I am going to have a good clean of the house.

My ironing pile is HUGE ! I want to get it out of the way too!

Load of washing alredy on line and another in machine now.

My sister and nephew and niece coming later and the girls coming back from the in-laws at 11am so I best get my skates on !!!

Hoping for a No Spend Weekend !!!

Hope everyone has a lovely day x

thegrimreaper

charley24 wrote: »

Morning )

My sister and nephew and niece coming later and the girls coming back from the in-laws at 11am so I best get my skates on !!!

I thought you were selling them as you were no good on them :D

urg123

Morning everyone

It looks nice outdoors and am hoping that OH and I can out and enjoy it. I might try and get him to the possible wedding venue today. Will call my mum and see if she wants to come.



My list for today:

• [STRIKE]clean bathroom[/STRIKE]
• [STRIKE]scratchie [/STRIKE]- 10p
• [STRIKE]Have a look at a couple of jobs that look interesting[/STRIKE]
• [STRIKE]Do VO survey that is in my inbox[/STRIKE]
• At least one hour of decluttering
• Vacuum living room, [STRIKE]hall and stairs[/STRIKE]
• Washing HC (if there is enough to do a load)
• [STRIKE]Call mum and see if she wants to come with us (using free calls)[/STRIKE]
• [STRIKE]Check bank accounts[/STRIKE]
• [STRIKE]Check cashback sites[/STRIKE]
• Review spreadsheets
• [STRIKE]Check and sort post[/STRIKE]
• Filing :eek:
• Aim for a NSD
• Rest - I've got a night shift tonight so need to be relatively alert!

That's all folks

urg x x

my_mess

For me today

- free scratchies and daily clicks
- checked online banking - poo !
- water seedlings
- read for free entertainment
- washing on low temp and airer/line dry
- meals from stores (slow cooker curry, methinks)
- walk the dog for free exercise
- use up freebie toiletries
- check for any more freebies
- do the surveys that are in my inbox
- finish stitching a gift for mum
- frantic housework
- big pile of ironing (yes, I know I shouldn't leave it so long)


That's my lot
Have a great day everyone

charley24

thegrimreaper wrote: »

I thought you were selling them as you were no good on them :D

Hahahaha yeah I am ! Best take them off now and get them on ebay !

charley24

What are scratchies ?????

I am intrigued !

Having a quick cuppa now, downstairs all done, have upstairs yet to do and going to go thru the kids toyboxes with them to see what can be sold (pennies for Disneyland Paris) and I have about 15 mins before my sister arrives and I am still in my dressing gown - oops !!!!!!!!!

roxiepie_2

Morning all

Hoping to have a more successful 2nd day at this! Although I did only spend a fiver on a takeaway last night.

right. today I will be mostly:

• [STRIKE]check bank account[/STRIKE]
• identify 5 items I can put on ebay
• water veggie plants
• eat lunch before going shopping with mum
• cook meal in tonight rather than getting take out
• plan out vegan meals for work (trying veganism for a week!)

that's it! hope everyone is enjoying a nice lazy saturday morning xx

urg123

charley24 wrote: »

What are scratchies ?????

I am intrigued !

Having a quick cuppa now, downstairs all done, have upstairs yet to do and going to go thru the kids toyboxes with them to see what can be sold (pennies for Disneyland Paris) and I have about 15 mins before my sister arrives and I am still in my dressing gown - oops !!!!!!!!!

Scratchcards are a way of making a free 80p a week (minimum). See this thread as a starting point. http://forums.moneysavingexpert.com/showthread.html?t=1412565
I joined littlewoods bingo site via Quidco and got an extra £10. You do have to play £5 on bingo to get the cashback.

Hope this helps

urg x x

leelee24

Hello all

So far today I've:

• scratch card - 10p
• daily clicks
• checked online banking - had a nasty surprise yesterday when a payment I wasn't expecting came out but no similar incidents today, thankfully
• cancelled free equifax trial so don't get charged £14
• listed 5 more books on Amazon marketplace. Would be great to get another sale today, next disbursement date is tomorrow.
• checked cashback sites - grrr, still only £16.07 payable on mirrorcashback...
• checked survey sites - no new paying surveys for me but did lots of little polls on Toluna for 15points each.
• bloke from agency has been around for flat inspection - it is looking nice and tidy now so just need to keep it that way
• postie's just been, looks like one of my swaps from bigwardrobe has arrived, yay!
• updated spend diary

Still to do today:

• count up pile of small change found in a tin last weekend!
• photograph some items for sale on ebay and get them listed
• try on trousers from bigwardrobe swap and leave feedback for the sender
• sort through cupboards and see what food we have in, make a list for tomorrow's shop
• think a bit more about this 101 list
• update blog, haven't done it for ages
• relax and take it easy for the rest of the day as still feeling under the weather and seems that OH now has the same thing

Good luck to everyone with their tasks this weekend!