ex partners debts

sminto

hi maninthestreet, they were court appointed bailiffs...

RobertoMoir

sminto wrote: »

im hoping someone can advise me... my local CAB have been un helpful. my ex partner unbeknowns to me has several debts and has not been paying them. i had a visit from bailiffs who were going to take my and my childrens property even though my ex does not live here. the debts are in his name but they stated that because it is this address he has used then i am liable for his debts. to prevent them taking my property i had to borrow £300 from a family member to get rid of them. they did say they would be back for another debt unpaid of my ex also.
i need to know if i am liable for his debts in his sole name. also, is there anyway i can disassociate from him or prevent him from using my address ?? i am worried every time there is a knock at the door. i am a mature student at uni and only have limited income...

That is absolutely shocking. You are NOT liable for your ex's debts, and these bailiffs have effectively stolen that money from you.

RobertoMoir

topbadger wrote: »

If you own the house in joint names then they could go after his share of any equity in that.

Bailiffs can't do that. I mean it could ultimately be an issue with the people to whom the debt is owed, but its not relevant to the issue of a thug standing in the living room. The bailiffs would surely have to return the debt as un-enforceable before that became an issue.

RobertoMoir

I also agree with topbadger, get in touch with Herbie as soon as you can. Not only can she re-assure you about what your rights are, she may have some ideas about getting your money back if that is possible. As someone who was a bailiff a long time ago, I might still have some fair ideas about what they can and can't do but the detailed ins and outs of your rights under law and effective methods of complaining about improper behaviour are rather out of my league - but very much in Herbie's

sminto

anybody kindly have any further advice re this thread... i would be extremely grateful.... thanks so much for people that have all ready replied.... urgent help needed before thy return.....

gordikin

You are not liable for his debts. If/when they return do not allow them into your home. Keep them on the doorstep and tell them politely and firmly that he no longer lives at this address and then close and lock the door. Also if you know where he now lives consider telling them the address.

LinasPilibaitisisbatman

Of course she isnt liable however given the property belongs partly to the ex and quite possibly many of the possessions you can see why they are pursuing that address.

Really the OP needs to seek legal advice to sort out the whole ownership issues of the property and contents and then she will be in a far stronger position to turn them away.

If the OH owed me money and partly owned a property I would expect the bailiffs to be after his share to recover my money.

You can tell them he no longer lives there but unless you can point them in the correct direction they will continue to chase the assets they know he partly (at least owns)

southernscouser

If you at all feel threatened, call the police.

Do not open the door to them. If they turn up, lock all doors and windows and call the police telling them you are on your own with your children and men are trying to get in. You do not need to tell the police they are ballifs.

They are breaking the law in what they are doing but know like yourself, most people will be intimidated into paying.

Contact the ballifs themselves and demand a refund of the money or threaten them with the financial ombudsman or even the police due to theft.

You might want to post this on the Debt Free Wannabe board. There are lots of people with ballif knowledge who will be able to help you better.

LinasPilibaitisisbatman

Do not lie to the police and get them out unless you actually feel threatened.

An officer might decide that if you create a 999 emergency call which involves officers attending with lights etc whilst they have real 999 blue light emergencies you deserve to be charged.

RobertoMoir

LinasPilibaitisisbatman wrote: »

Of course she isnt liable however given the property belongs partly to the ex and quite possibly many of the possessions you can see why they are pursuing that address.

No you can't, troll. Now be quiet about things you don't understand while the adults try to have a discussion, there's a good troll.