Needs must when the devil vomits into your kettle! Bob's cunning plan mark 2

shaun40400

hello peeps
having a carp time
family got flu....not to bad so maybe not the flu??
welfare being a pain in the asre!!#
and lodger just announced shes moving out next week.
so have 3wks to find new one or find €400 amonth fr4om somewhere and as im allready down 400 a month cus of government blaghhhhhh

boredofbeingathome

shaun40400 wrote: »

hello peeps
having a carp time
family got flu....not to bad so maybe not the flu??
welfare being a pain in the asre!!#
and lodger just announced shes moving out next week.
so have 3wks to find new one or find €400 amonth fr4om somewhere and as im allready down 400 a month cus of government blaghhhhhh

Oh Shaun, that's awful news about the lodger. I am sure plenty of folks will want to stop with you ( well once you are rid of Flu):o

How did you find the last lodger? Could you advertise?

shaun40400

last lodger has been with us 7yrs and kept moving with us...
have cards in all the local shops,,,,not so many extra people about now as no building going on eth,,
just have to wait and see,,,,got some very nice cardboard boxes for the winter

Herewegoagain

boredofbeingathome wrote: »

That's what being on DFW is all about Taxi. Wouldn't do anything without serious number crunching and running it by you lot first.

I rely on you all to Turnip lob you know.:eek::rotfl:

STAND AWAY FROM THE OFFER, :eek:
batten down the hatches, :eek:
tie hands behind your back:eek:

Lobbin turnips en mass your way:eek:

Do you get the picture hon

It just ain't worth it

mr bob will only see £ signs flashing before his eyes

HWGA xx

Herewegoagain

Had to drive the car today and ankle was real painful, hope that don't last too long, need to drive when I go to Bris/Cardiff:mad:

HWGA xx

ZTD

Karmacat wrote: »

Its the jointness thats jumping out at me. And whether Mr Bob has learned his lesson....

It's a rather cute way of getting round the rule that you should not encourage debtors to borrow from relatives.

boredofbeingathome

Herewegoagain wrote: »

Had to drive the car today and ankle was real painful, hope that don't last too long, need to drive when I go to Bris/Cardiff:mad:

HWGA xx

:oHope is ok for you, wave to ISOM for me.:D And all the oldstylers who live in Cardiff.:D

boredofbeingathome

ZTD wrote: »

It's a rather cute way of getting round the rule that you should not encourage debtors to borrow from relatives.

I reckon the loan would go on bank related stuff and considering it is all his stuff then....i am thinking i must be mental either that or the one good brain cell has gone.:rotfl:

Just totting up last night ...as you do when you can't sleep.

He has overdraft(19%), Tesco card(o%), natwest visa(0% was a higher limit but they took it off him when he missed a payment) and natwest mastercard(16%) Oh and the joint loan. Crumbs or :eek:

I don't even want to add the total up:o but would be in the 20k region and no doubt that's what they would want to put on a loan...which would be over 7 years i reckon. Too much.

If i overpaid by £1k a month that gives me a 2 year margin. God i feel sick.

So Current loan is finished in 18 months time, and that is relatively low now so maybe i could begin by using his bonus to clear the overdraft and tackling the higher card first and i need to see when the 0 % finishes. He needs to earn extra, although considering he has zilch energy levels i doubt that he will.So mucho frugal belt tightening going on.

I will of course overpay my stuff too. Just not eat anything which will be good for my figure anyway.:D

I need to set aside a work budget, and am going to do that from the expenses i receive next month. Just will be tight for a couple of months because i get little pay over the summer hols.

Will work it all out properly later.

Have a headache now.

Hope you all have a good day, going to get some paracetamol and a brew.

BOB x

OliveOyl_2

Herewegoagain wrote: »

Do you get the picture hon

mis read that as Do you get the Picture Loan

Take that as a sign Bob - the vote is a No here.

As for holidays (says she who nips over to Africa 4 times a year :eek: ) I remember reading that you work 48 weeks a year (less for teachers!) to buy your home, and then the first opportunity you get, you fly away from it It made me appreciate my place more - but perhaps that's only me. And perhaps you should take no notice of me, who used to have a negative carbon footprint until Popeye took this job

boredofbeingathome

OliveOyl wrote: »

mis read that as Do you get the Picture Loan

Take that as a sign Bob - the vote is a No here.

As for holidays (says she who nips over to Africa 4 times a year :eek: ) I remember reading that you work 48 weeks a year (less for teachers!) to buy your home, and then the first opportunity you get, you fly away from it It made me appreciate my place more - but perhaps that's only me. And perhaps you should take no notice of me, who used to have a negative carbon footprint until Popeye took this job

I have read the signs and can guarentee there will be no loan.:rotfl:

I did look forward to running away for a fortnight...well 10 days ( i am no good with fortnights)

The tent will be out if the rain stops:D

It is black outside now, so much for the sunshine and i have a pile of washing.:o That's the one thing they struggle with doing, seems like it is too hard to put in and put on airer..still can't grumble with being looked after ( yep i am in need of care:rolleyes::rotfl:)

See that's what i love MSE for thanks for all the feedback. Sort of confirms i am on the right track really.:D