Needs must when the devil vomits into your kettle! Bob's cunning plan mark 2

skint_spice

overpay and clear quicker is jumping out at me there Bob but good luck whatever you decide.

boredofbeingathome

pepe2008 wrote: »

Never look a gift-horse in the mouth............but make sure you get the Dentist in when its a Banker bearing gifts! A stitch in the hand saves one in the bush and if all your birds are laying down it means you have tired cows! Sort that lot out:D

Just going to Vets with Mrs P for Sadies first vaccs!

Do you mean, be careful of having all your eggs in one basket?:D:rotfl:

Hope Sadie is ok after jabs...she'll probably sleep.

Karmacat

Its the jointness thats jumping out at me. And whether Mr Bob has learned his lesson....

boredofbeingathome

skint_spice wrote: »

overpay and clear quicker is jumping out at me there Bob but good luck whatever you decide.

That's what i have been thinking as at the end of September, we can overpay by a significant amount and i have been playing with the calculator and there are pros and cons for both ways.:o

My head is swirling now. I think i will wait for the paperwork and see, must admit i was a bit surprised about the whole business.

boredofbeingathome

Karmacat wrote: »

Its the jointness thats jumping out at me. And whether Mr Bob has learned his lesson....

Yep, that was one of my worries, especially as i went onto one loan about 4 years ago and it has just over 18 months to go. Think i just answered my own question there.lol:rotfl:

taxi73

At the end of the day you need to go with the plan that is best for you.I'd be really tempted though especially as you can overpay it.

taxi73

Just pmed you.

skint_spice

Karmacat wrote: »

Its the jointness thats jumping out at me. And whether Mr Bob has learned his lesson....

Yep, there is that too but aren't you sort of stuck with each other anyway Bob and financially linked etc. and well Mr Bob... Personally getting a loan never taught me anything but maybe it would have worked if I'd had my head screwed on. this might sound bad but the pain of it all taught me a very big lesson, has Mr Bob felt the pain yet?

boredofbeingathome

skint_spice wrote: »

Yep, there is that too but aren't you sort of stuck with each other anyway Bob and financially linked etc. and well Mr Bob... Personally getting a loan never taught me anything but maybe it would have worked if I'd had my head screwed on. this might sound bad but the pain of it all taught me a very big lesson, has Mr Bob felt the pain yet?

He bloomin well has lately:D:rotfl: I haven't told him yet, either, think that may speak volumes as he wants to go away for a few days..i don't:cool: If he smells a loan in the offing i know he will want to go away..i am worried i will cave in and be too weak to say no :rotfl:

In_Search_Of_Me

nooooooooooo dont do it! Not cos of you but mr bob is only just feeling the pain of paying stuff.....know it would seem easier but just dont think he's ready for it yet...sorry not what you wnted to hear but cant be dishonest and a good friend at same time soweeee hugs for you!