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halifax reward current account-£5

13

Comments

  • moi
    moi Posts: 1,053 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    masonic wrote: »
    It can come from another Halifax account (which is handy if you have 3 Reward accounts).

    3?! :rotfl:I just have opened a single 1, but do have a Halifax savings account too.

    Thanks for the reply.
  • realaledrinker
    realaledrinker Posts: 1,661 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    The answer to OP's question is that payments made on a Sunday, as his was, into any UK bank account, whether made by FP or not, will be redated Monday. Also you have to be aware that a Bank's "End of Day" is not necessarily the split second before 12 midnight but may be a few hours earlier, when they close that payments scheme for the day. A FP made to my Co-op bank account after 9pm is always redated to the following day, for example.
    Ethical moneysaver
  • supersavor
    supersavor Posts: 90 Forumite
    Debt-free and Proud!
    what thunderductuk means he's panicking that his profit from his shares will go down...so he's gone butt kissing to his bosses
    ..


    why anyone whos works for the company and think its unfair people are milking it are cleary mad heres why

    all banks have abused there terms and coditions of products over the years so for the punters to get something back is just right.

    i work for the bank and trust me me like many others are doing this why not.

    in this uncertain times when you can pick up 'free money' you would be mad not too.

    especially with the hard times facing the staff uncertain about the jobs and every week people seem to be getting laid off.

    so excuse me i will take the £5 payment :D
    Lbm Spoke to Payplan August 2009 £29000.00

    current balance £0.00
    Debt free sept 15
  • masonic
    masonic Posts: 29,136 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    supersavor wrote: »
    so excuse me i will take the £5 payment :D
    Hopefully you are taking £15. The fact that Halifax explicity allow everyone to have 3 accounts in the account T&Cs rather waters down the argument that people are gaming the system.
  • flyingscotno1
    flyingscotno1 Posts: 1,679 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Talking of this- I haven't had my £5 yet- wonder when it will arrive this month....:confused::j
  • ray123
    ray123 Posts: 659 Forumite
    moi wrote: »
    Does anyone know if the £1000 [required to be paid into the Reward Current Account each month] can come from a Halifax savings account, or does it have to be £1000 from an account outside Halifax?

    It can come from any account (including a savings account within halifax). I get paid into my halifax account and transfer direct to the other two reward accounts.

    A word of advice for the OP, open another 2 reward accounts, as you are allowed 3 per person. You should contact halifax re: the missed payment.

    So in reality you have actually lost 15 pounds, not 5 pounds.

    I would love to know how much money we have taken off halifax?

    Myself and family have 8 accounts in total and I believe it started In january 2009 (first reward in Feb?) - that makes it 200 pounds (40 x 5 months reward).
  • superstar_2
    superstar_2 Posts: 2,104 Forumite
    Where does it say that you're allowed 3 reward accounts? Can you still open a reward account if you have other current a/c like a student current a/c?
  • YorkshireBoy
    YorkshireBoy Posts: 31,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    superstar wrote: »
    Where does it say that you're allowed 3 reward accounts?
    In the T&C's.
    Can you still open a reward account if you have other current a/c like a student current a/c?
    You can apply yes. Whether they open one for you will be determined by scoring your application data..as always.
  • superstar_2
    superstar_2 Posts: 2,104 Forumite
    Does this account come with debit card etc? Can you rather not have it. Surely, we dont need it with 3 accounts for the purpose of fiver?
  • YorkshireBoy
    YorkshireBoy Posts: 31,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    superstar wrote: »
    Does this account come with debit card etc? Can you rather not have it. Surely, we dont need it with 3 accounts for the purpose of fiver?
    Whilst you can decline the cheque book and overdraft, I believe the debit card is sent automatically...once you've deposited at least £100 and it's resided overnight.

    A little activity on the debit card, however, may deflect unwanted attention when Halifax start interrogating accounts for abuse...as they're sure to do at some point.

    Just in case you have any further questions, everything you ever wanted to know about the Reward account and it's operation will be found in the original thread from earlier this year...

    http://forums.moneysavingexpert.com/showthread.html?t=1475183
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