A Payment A Day Part 4

euronorris

I had a look through some of the other threads posted there, and there are a few names that reappear quite frequently with very negative comments.

Two of them even started arguing with each other about who was being the most offensive (neither believed they were)!

And one of them started to berate a new poster about his spelling. Bad spelling bugs me, but I appreciate that other people struggle with it (for whatever reason).

It's not our place to judge, and I told him so! lol

tomtombeanie

quick hello from a hot, humid and sunny USA
haven't read the thread since page 87 but hello to everyone new & old and hope all is good in the world of PAD.

just wanted to PAD a whopping 2000.00 today as DH got an unexpected bonus :j

so we have paid back DS1 & DS2 and now need to re-focus our payments to savings and mortgage...in september

have a lovely summer, catch you soon...

Double_Trouble

tomtombeanie wrote: »

quick hello from a hot, humid and sunny USA
haven't read the thread since page 87 but hello to everyone new & old and hope all is good in the world of PAD.

just wanted to PAD a whopping 2000.00 today as DH got an unexpected bonus :j

so we have paid back DS1 & DS2 and now need to re-focus our payments to savings and mortgage...in september

have a lovely summer, catch you soon...

Thats a nice bonus and nice to know you have paid the kids back :T:T

DTxx

*Jellie*

Great news TomTom.
Hi everyone- never seem to have time to catch up properly on threads at the moment.
PAD today 10.78

euronorris

Excellent tomtom! Well done!

gilly1964

Still feeling rough, but now also feel distinctly poor after Tomtom's post - well done you

7 pence for me, found on the side.

More annoying is that I have also found £120 Cyprus pounds and it is as much use as Monopoly money, as no longer valid :mad:

Also found 1 dollar, so at least we now have some spending money for our holiday in Mexico at the end of the month :rolleyes:. Ironic I am off work with swine flu

Speak soon
Gilly x

jo41

Hi all,
just popping in to say hi and also my new slogan is "Rent a Mob rocks"
I saw everyone replying to those biggoted few on the credit card forum and it made me proud to be a PADer:A:A:A:A:T:T:T:T:T:D:D:D:D:D:D
Jo x

Thisisforthekids

I know ive said it before but think this is great,

A hefty £51.28 from me today for my first target the Barclaycard!!.

If i keep this up ill be clear in no time, joining and posting in this forum is one of the best things ive ever done.

Feel like a new man!!!:j

jo41

Hi all,
back again! Have just had another LBM and realised that my biggest debt is my overdraft:o I sort of ignore this because my charges are capped and it only costs me £5 per month.
For that reason I sort of ignore it. I have another bank account that doesn't have an overdraft facility and mainly use that. My work salary and other bits and bobs go into the overdrawn account and the overdraft never clears!
I'm looking for a way to rid this overdraft but because its cheap I continue to PAD to my CC.
My question is should I PAD to my overdraft and close that account or just pay a token amount and eventually clear it?
I wonder what damage it may be doing to my credit file....any thoughts?
Jo x

mooomin

jo41 wrote: »

Hi all,
back again! Have just had another LBM and realised that my biggest debt is my overdraft:o I sort of ignore this because my charges are capped and it only costs me £5 per month.
For that reason I sort of ignore it. I have another bank account that doesn't have an overdraft facility and mainly use that. My work salary and other bits and bobs go into the overdrawn account and the overdraft never clears!
I'm looking for a way to rid this overdraft but because its cheap I continue to PAD to my CC.
My question is should I PAD to my overdraft and close that account or just pay a token amount and eventually clear it?
I wonder what damage it may be doing to my credit file....any thoughts?
Jo x

Overdrafts are scary b*ggers as the bank can withdraw the facility at any time - I know people who have been stung with this. How much is your overdraft? Could you PAD half to each?

I did that with my OD and my credit card and now both are gone :j

Just six grand of loan to go....