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A Payment A Day Part 4
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See ya flower! I'm off too, gonna go wash my hair to keep me away from BB...
xThs signature is out of date because I'm too lazy to update it...0 -
Just a quick post for a small pad of 57p to my tins!
Looking for a bigger payment tomorrow as OH has had some extra work today & given me some cash:j
Pip
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Hi all
Just a quickie from me - £10 to LLoyds CC & £75 to lloyds OD today. HEADS UP :Just found a *new* - well to me anyway - bank type fiddle to make them some cash:eek:......Every morn I check my online banking to see what is going out & can xfer between accounts to make sure I don't go over o/d limits etc. Did this as usual yesterday morn, all was in order, no dds due out etc. For some reason, I also decided to check the banks last night as well. To my horror, during the day they had slapped on some charges to the budget account, therby sending it into *unauthorised* o/d. Aha I thinks, caught it just in time & quicky transferred enough to cover the shortfall, which was duly debited from the current a/c (dated :9th June) ONLY to see that the actual payment into the b/a was dated for the NEXT day :eek::eek::eek: 10th June!! That has never happened before, it is an immediate transfer!!!
Apparently Lloyds rang yesterday to speak to us & asked DH 'why didn't we go in & have a chat with them'. Normally I refuse because their 'little chats' are not to benefit us but are in order for them to sell us products we don't want. Well, I think I might just have a 'little chat' with them this time, as I would really like to know how they justify the above behaviour.
Ah well rant over, I want you all to bear witness that when we get free of these leeches, I will NEVER do business with them ever again................:T:T:TNew start JAN15 - NOT BUYING IT 2015 :eek:. Long haul DFW #145 : 2011 DEBTBUSTING : £5500 OD GONE, £2000 OD - GONE £93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE :happyhear0 -
Hi everybody, :j
Hope you are all ok. Just off to bed.
PAD =£1.00 towards visa card.
Money FritterDFW#972 LBM2 (09/07/12) £25938.84; Current £23783.35;Credit Credit Card1 £128.47/£6424.24 (2%);Credit Card2 £443.86/£15663.25 (2.8%); Overdraft £0/£2500 (0%)0 -
Well I haven't been around so much, keep forgetting to post :doh:
But today has been a massively humungous (:p) payment for me - £1000
That means that I payed off another debt today :j and I have one credit card left now, with a balance of around £3,000 depending on what payments have cleared.
Keep up the good work everyone :T0 -
Just woke up. I fell asleep on the sofa whilewatching TV. Ah well.
PADs for Wednesday totalled
£1,402.18
The £1,000 PAd posted early AM a couple of posts back will be going onto the Thursday PADS. I'm using midnight as the cutoff point as that's when the day changes.0 -
While I'm up, I might as well do my Thursday PAD.
£1.11 to one of my CCs.0 -
Morning all!
Another £2 from me.
Thank Crunchie it's Friday tomorrow0 -
£2.01 to round accounts....I am going to transfer the majority of balance to an interest free card in next few days as mine runs out. Assume cheapest way is to transfer whole balance? its just under £2000 now....but transfer fee will take it back over
I suppose I'd end up paying the same amount in interest....wish I had never got myself into this situation.
Debt busting 2022 Total £15842.68 £0 (100% paid since 1/1/22)- DFD: September 1st 2023[/b]
Savings diary: https://forums.moneysavingexpert.com/discussion/6472040/time-to-build-my-future#latest
0 - DFD: September 1st 2023[/b]
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Good Morning,
Slept the sleep of the dead last night and to be honest want to go back for a few more hours . . . Ah well
My EGG PAD this damp & dreary morning is £7.13DFW NERD# 1175Proud Member of Sealed Pot Challenge #5 ~ 1479 cashless_wonder~*DEBT FREE & LOVING IT*~0
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