A Payment A Day Part 4

Jazzie99

Just been sorting my handbags out for ebaying purposes and found a total of £4.50 in them - PADing to my small change tin!!

Double_Trouble

LondonAndy wrote: »

I usually would be VERY jealous but methinks you deserve some relaxing after all that counting! Where are you off to? (make us all jealous!)

I have a villa in Lanzarote and we haven't been able to go there since Easter last year so I am really looking forward to it.

DTxx

macgirl

Double_Trouble wrote: »

I have a villa in Lanzarote and we haven't been able to go there since Easter last year so I am really looking forward to it.

DTxx

Have a lovely time DT - you deserve it!;) x

SarahNeedle1872

Hiya all, not posted for a few days but have been keeping up with the thread... just!!

Anyway, I have PADed £269.95 since the last time I posted

Sx

angelicmary85

SueP19 wrote: »

Hi Angelic ????????? You are not supposed to eat anything except lean meat, egg, fish and veggies for the first 2 weeks??????????? hope you been good;)

Yeah I know but I'm not a huge fan of egg & I didn't want to eat veggies for breakfast so I was having a couple of ryvitas instead! Have to say though, I'm feeling quite good after following this [STRIKE]torture[/STRIKE] diet and I looked out my ankle weights so have been running around in them since Monday aswel!

macgirl

Just update my sig and feel quite depressed now....
Despite being on here and paying off £100's every month, I'm still spending, so keeping the debt exactly where it is....

We've decorated, so I spent money on paint etc (and a mirror that I couldn't afford - but acted like a brat and bought it £140), plus we went on holiday for the first time in years, so I did spend on clothes (albeit in the sales and in cheap shops, but still that probably added up to a couple of 100 quid:eek:).
So I come back full of determination, and I've had to pay £100 for MOT and new brakes!!!! It never ends.

Feel really :mad: with myself that I'm still so blaze (don't know how to type an accent!) with my money. Every little bit I pay is swallowed up in interest! I'm cr*p.

Then, when I feel like this I just want to eat a packet of biscuits to cheer myself up! (I'm not gonna though - I'm having a salad - deep joy!)

How do you stop spending when you are a naturally extravagant person I don't know. Feel like I'll never get out of this....
Sorry to moan, I just know my PAD friends will understand.

angelicmary85

Mac I'm not going to criticise as we've all been there but you need a bit more self control!

Money worries don't end unless we do something about them!

I understand where you're coming from though when things seem never ending so we have to make the most of the times where things are going well

SueP19

angelicmary85 wrote: »

Yeah I know but I'm not a huge fan of egg & I didn't want to eat veggies for breakfast so I was having a couple of ryvitas instead! Have to say though, I'm feeling quite good after following this [STRIKE]torture[/STRIKE] diet and I looked out my ankle weights so have been running around in them since Monday aswel!

Slapped wristies for you, I know what you mean about egg. When I started the only way I could cope was to scramble in the microwave for 40 seconds (twice) that way its only about 5 mouthfuls :rotfl::rotfl:I not sure how your ryvita sinning will affect the your initial weightloss, or your blood sugar levels ??? Torture it may be but for a reason :T

macgirl wrote: »

Just update my sig and feel quite depressed now....
Despite being on here and paying off £100's every month, I'm still spending, so keeping the debt exactly where it is....

We've decorated, so I spent money on paint etc (and a mirror that I couldn't afford - but acted like a brat and bought it £140), plus we went on holiday for the first time in years, so I did spend on clothes (albeit in the sales and in cheap shops, but still that probably added up to a couple of 100 quid:eek:).
So I come back full of determination, and I've had to pay £100 for MOT and new brakes!!!! It never ends.

Feel really :mad: with myself that I'm still so blaze (don't know how to type an accent!) with my money. Every little bit I pay is swallowed up in interest! I'm cr*p.

Then, when I feel like this I just want to eat a packet of biscuits to cheer myself up! (I'm not gonna though - I'm having a salad - deep joy!)

How do you stop spending when you are a naturally extravagant person I don't know. Feel like I'll never get out of this....
Sorry to moan, I just know my PAD friends will understand.

Macgirl we is a singin from the same hymn sheet...................it's the story of my life and I have to admit I am doing as you are for every £10 off CC I re-spend about £7

In fact I gave myself a good talking too and the snowball calculator came into play, I didn't realise you could add payments and interest to it :j So I did that and adjusted my future payments to be about what I had paid in the last month and I have wiped 3 years and 7 months off my DFD

penelopedee_2

Macgirl, don't beat yourself up, just get back on the mse wagon and try and keep the treats as cheap as possible! At least you are doing something about it and you know where you are going wrong.

In my head I'm being really good during the week but at weekends I just loose the plot. I love spending on the family and am finding that habit very difficult to break - even though its stopping reaching my dream.

angelicmary85

SueP19 wrote: »

Slapped wristies for you, I know what you mean about egg. When I started the only way I could cope was to scramble in the microwave for 40 seconds (twice) that way its only about 5 mouthfuls :rotfl::rotfl:I not sure how your ryvita sinning will affect the your initial weightloss, or your blood sugar levels ??? Torture it may be but for a reason :T

(sighs) yeah I know it's for a reason but could you not at least allow me one wee cake?? It was pure hell watching OH tuck into freshly baked scones with butter and cream cakes

It doesn't matter about the initial weight loss as I feel better and I know I'm doing o.k so even if it's just a pound I'd be happy!