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A Payment A Day Part 4

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Comments

  • sashanut
    sashanut Posts: 3,252 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    Hi all

    Popping in to PAD to vicious Virgin £112.73 & that's their lot....unless they add some more interest on there!! Don't get too excited as it's only BT'd to lloyds, but heyho 0% for 6 months - I'll take it! As the BT cheque *seems* to be OK - after more than a week - am sending DH out in the pouring rain to pay the rest of the 0% BT cheque into the b/a for moving on to evil EGGGHHHH in a few days time. Will PAD the rest, so quite a small biggie coming along - :rotfl:hopefully before the end of the month (that's for you, DT!:rotfl:)
    New start JAN15 - NOT BUYING IT 2015 :eek:. Long haul DFW #145 : 2011 DEBTBUSTING : £5500 OD GONE, £2000 OD - GONE £93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE :happyhear
  • Double_Trouble
    Double_Trouble Posts: 4,375 Forumite
    sashanut wrote: »
    Will PAD the rest, so quite a small biggie coming along - :rotfl:hopefully before the end of the month (that's for you, DT!:rotfl:)

    please do but don't tell anybody they seem to have got this weird idea that I am competitive :rotfl:ssssssssh you know who;)
  • newmum1
    newmum1 Posts: 1,341 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Hey all just a lil pad for me today £3.78, TO CC, cause im still skint even after pay day lol, ;) on the other hand after yesterdays pad to my loan, means i now owe under £5000 i cant believe it :):)
  • Way hay - have sorted out my underpayment of £300 and that should be paid to me next week - thank god. Soooo

    £5 to evil monument - to be gone by the end of the month. :D Will just go off and cut up the card - actually will cut up all my cards while I am at it, hmmm should I keep one as an emergency card?
  • LUKEYP_2
    LUKEYP_2 Posts: 10 Forumite
    Hey all,

    I'm a newbie to the forum but it's reassuring to see that I'm not alone in my battle against paying back what I borrowed!

    I currently have:

    Egg Loan - approx £4000
    MBNA Card - approx £3000
    HSBC O/D - £1499.00

    The MBNA card is the worst of the three as they're charging me a staggering 30% APR!!!! this slow rose over the last couple of years. The HSBC is interest free and will be cleared within 12 months and the Loan should be clear by 2013...

    I'm going to take up the payment a day scheme to start knocking off my debt a little bit at a time!!!

    Here's to my journey! Wish me luck!!!
  • Double_Trouble
    Double_Trouble Posts: 4,375 Forumite
    LUKEYP wrote: »
    Hey all,

    I'm a newbie to the forum but it's reassuring to see that I'm not alone in my battle against paying back what I borrowed!

    I currently have:

    Egg Loan - approx £4000
    MBNA Card - approx £3000
    HSBC O/D - £1499.00

    The MBNA card is the worst of the three as they're charging me a staggering 30% APR!!!! this slow rose over the last couple of years. The HSBC is interest free and will be cleared within 12 months and the Loan should be clear by 2013...

    I'm going to take up the payment a day scheme to start knocking off my debt a little bit at a time!!!

    Here's to my journey! Wish me luck!!!

    We do wish you luck Lukey P but mainly it is down to hard work and plodding and PAD certainly helps with that so welcome on board.

    DTxx
  • Almost forgotten how too do this - LOL . . . But here goes I give to the Co-Op £5.35 . . . Payday on Friday thank heaven and I can kick some butt debt clearing wise . . . Just looked back over my primitive book-keeping & in the 15 and a bit weeks I have been at this PAD malarky I have missed a PAD of any kind on 16 days not bad going . . .
    DFW NERD# 1175
    Proud Member of Sealed Pot Challenge #5 ~ 1479 cashless_wonder~*DEBT FREE & LOVING IT*~
    :D
  • Evening All,

    Mini PaD from me today of £1
  • SueP19
    SueP19 Posts: 1,882 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    LUKEYP wrote: »
    Hey all,

    I'm a newbie to the forum but it's reassuring to see that I'm not alone in my battle against paying back what I borrowed!

    I currently have:

    Egg Loan - approx £4000
    MBNA Card - approx £3000
    HSBC O/D - £1499.00

    The MBNA card is the worst of the three as they're charging me a staggering 30% APR!!!! this slow rose over the last couple of years. The HSBC is interest free and will be cleared within 12 months and the Loan should be clear by 2013...

    I'm going to take up the payment a day scheme to start knocking off my debt a little bit at a time!!!

    Here's to my journey! Wish me luck!!!

    Hi LuckyP

    Mbna do that mine has risen these last 2 years to 35.9% crafty be**ers only give you the monthly apr so you are fooled...................you have come to the right place
    Debt Free Diary - Second Chances! Life in a Tourer........Debt free, building a savings pot
  • macgirl
    macgirl Posts: 5,091 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    please do but don't tell anybody they seem to have got this weird idea that I am competitive :rotfl:ssssssssh you know who;)

    I'm SO sorry DT!!!:o Look at what I've started - tarnishing your fine reputation.

    Look everyone - I was only joking!!!! It's for our own good (DT being so competitive):D

    But yes - I'm doing the counting for August and as it's my birthday month - I don't want pressies this year - just big PADS every day hehehe!!!;)
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