A Payment A Day Part 4

tomtombeanie

hi pixie1234! :hello:you are in the right place - and working out how much you owe is the first important step to making it better. :money: have you posted a statement of earnings (is that what it's called?) anywhere on MSE? if not, that may be a good way to see if you can cut back on any of your usual outgoings. i'm sure someone who knows more than me will be along soon with more specific advice, but just wanted to say hello!

Hopeful1

pixie1234 wrote: »

Thanks to everyone...im new here and have been burying my head in the sand for too long...cant stand the sleepless nights any more so ive decided to try to sort myself out and address my debt...£23,000 in total with just £180 a month left after bills and payments are taken. God i feel sick!

Hi Pixie - welcome hun! I remember that feeling when the reality of how much i owed kicked in. If you look at the Debt Free Wannabee board there are lots of motivating threads about budgeting, ways to earn extra money and a whole variety of challenges. As Tomtom has said, if you start your own thread and post up your statement of account (basically list ALL your outgoings and incomings) people will look and offer suggestions on how / where you could possibly cut back or get a better deal.

I've find the key does seem to be to keep records of all my payments and double checking my incomings / outgoings as i go along. I've had many a set back but this thread helps you to keep going. It's a very friendly, supportive place to be.

Good luck

Hopeful1

Well i've been waiting for hubby to transfer some money to me, but my impatience has got the better of me! While i'm waiting i've used some of my savings:

£25 Bclay o/d
£50 Egg

TOTAL PaD £75 Thank you DT for the totals. I expect your monthly total will be a cracker. There's a few more paydays to go too before you hand over to Macgirl x

postingalwaysposting

Afternoon all, glad its friday, shame I have to work most of the weekend though Anyways £5.50 to my isa today :j

moneymuddler

angelicmary85 wrote: »

well done!!

cheers!!! xx

Paulgonnabedebtfree

njk0327 wrote: »

Large pad for me today of £166.10 to the overdraft and £66.33 to mbna. Total pad £232.43. and thats both of them cleared :T
2 down 2 to go, lol

That's wonderful to hear.
Onwards and upwards.

SarahNeedle1872

Hiya everyone, its a bit quiet on here today... only two pages to catch up on!

Hello newbies and congratualtions to everyone who's cleared a debt today:T

PAD for me is £2.01 to the Egg card... nos ign of OH's money yet!

Sx

Silaqui

It is slow isn't it Sarah, either that or I'm just too addicted and keep checking back too often lol!

xx

pippo

Hi fellow [STRIKE]mad people[/STRIKE] wonderful PADDERS!
Paid £10.24 off malicious Mint this morning,
couldn't face housework this evening so gambled some of my free scratchie money in bingo.. so now an extra £20 up... that goes straight to the holiday account so PAD = £30.24:j

Now have everything we need for hols.. including the essential new knickers..(bought with tesco double points!) but only £80 spending money for two for a fortnight:eek: sorry ..it's £100 now :j.. there is another payday before we go, but I really want the money to come off our debt!!

Off to read the posts
Pip
x

Fag_ash_lil

Hello peeps ...

Very quick post from me as i have just spent an hour typing out a long post and blo*dy AOL crashed ..... and i lost it all .... and i can't face doing it all again :mad: ...

I have already added my PAD on here for today .... but i may not be able to get back on here until monday so here's my PAD for sat £46.00 and PAD for sun £50.00 ...


I'm off to Brighton for the day tomorrow and may be staying overnight .... ( very MSE .... i booked very cheap train tickets ! )


Catch up with you all very soon ...

terri x