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A Payment A Day Part 4

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  • Morning everyone

    £5.19 to Capital One this morning.

    I am going to start splitting my PAD's between Capital One and my Additions account, as they both have crazy interest rates and similar balances.

    I also need to put some money aside for my holiday in 7 weeks - only have £7 for spending money so far :eek: so I need to get that sorted sooner rather than later. I know I can do it - and im aiming for about £250.

    Have a great day everyone.
    Moving on up :o SPC #382 ~ £40 banked
    12k in 2016 #15. £541.91/£3000
  • Hi all!

    My PaD is made up as follows:

    £1.46 to the wedding fund (god knows why I'm bothering!:confused:)
    54p to the emergency pot
    6p to the small change pot

    Total £2.06
    Don't worry about typing out my username - Call me COMP
    (Unless you know my real name - in which case, feel free to use that just to confuse people!)
  • Mudbath
    Mudbath Posts: 5,479 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    My payment a day is just £1 today but it all counts! Have a great day xx
  • PigginSkint
    PigginSkint Posts: 2,706 Forumite
    Part of the Furniture Combo Breaker
    Hi All

    Another flying visit! I am off to London this afternoon as I am going to Press Night for Peter Pan this evening. Should be a good night!

    Anyway, today's PADs are £1.10 to Abhorrent Amazon Halifax and £5.60 to Evil Egg (one tube fare) making a total today of £6.70
    PigginSkint's debt free diary
    DFW Nerd 1049 Amazon Sellers Club member 54
    Total mortgage debt: 30/4/17 £14090.77 (Last payment: September 2021)
    LTSB Loan 30/4/17 £6633.71 (reduction by 48%)
    Total credit cards: 30/4/17 £25971.91 :eek:
    Total non-mortgage debt: 30/4/17 £32876.49 :eek:
  • :rolleyes: Hi Everyone i'm new to this, could someone please tell me what i need to do to join PAD? It sounds great but i don't understand how it all works
  • :rolleyes: Hi Everyone i'm new to this, could someone please tell me what i need to do to join PAD? It sounds great but i don't understand how it all works
    Hiya Bettina, you just need to say 'can I join?' :D
    Post your PAD here everyday, and post it in bold and/or colour so the person doing the totals can easily see them (this month it Paul).
    It doesn't matter how much you PAD or where you PAD it to... some of us are paying of debts, some are saving and some of us are doing both! You can PAD as little as 1p and as much as you can afford!

    Welcome aboard :D

    Sx
    'We are all in the gutter, but some of us are looking at the stars' - Oscar Wilde
  • So do i just add extra money to a bill and clear that one and then start another, we have 2 loans but i don't know if it is beneficial to pay extra to them each month, a credit card, and two catalogues. I haven't worked out how much is owed yet but it is probably about £20,000...sounds pretty bad now i've written it down...Please HELP and by the way can i join?
  • angelicmary85
    angelicmary85 Posts: 4,977 Forumite
    Bettina,

    Welcome to padders-r-us!!

    Basically you just pay whatever you can everyday to whatever you want...you can chuck 10p in a savings pot or pay £10 to a credit card...the choice is yours!!
    Started PADdin' 13/04/09 paid £7486.66 - CC free 02/11/10
    Aim for 2011 - pay off car loan £260.00 saved
    Nerd No. 1173! :j
    Made by God...Improved by the The Devil :D
  • angelicmary85
    angelicmary85 Posts: 4,977 Forumite
    My pad for today is £13.29 bringing Barclaycard down to under £100...fab times!!

    Got the health visitor coming in a wee while so better go tidy up...can't have the biatch coming into a messy living room!!

    Have a great day x
    Started PADdin' 13/04/09 paid £7486.66 - CC free 02/11/10
    Aim for 2011 - pay off car loan £260.00 saved
    Nerd No. 1173! :j
    Made by God...Improved by the The Devil :D
  • sashybo
    sashybo Posts: 4,595 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Hi all, a pad today of £33.75 - £29.75 to Barclaycard and £4 to Flooring fund as got Pinecone money through.

    From my snowball my Barclaycard should now be under £300! :j

    Have got the day off today to relax before my night shifts - planning on playing some Sims 3 after my daily clicks! I'm going to lose several hours of my life to that game...;)
    Success is not final, failure is not fatal: it is the courage to continue that counts. Car loan 1 £11,174, Car loan 2 £5,532, CC 0% BT £780. Debt Free Diary to try & keep spending in check.
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