A Payment A Day Part 4

PigginSkint

Hi All

Busy with an exam today so not had chance to catch up yet! I have just had LTSB trying to flog me a consolidation loan or remortgage to pay off my overdraft (currently £5K) and credit cards:eek: I told them thanks but no thanks!! I did mention this thread/challenge during the conversation! Besides, have they never heard of snowballing!!! (See my full rant on my diary thread!!)

Anyway, today's PADs are £5.15 to Evil Egg and 15p to Abhorrent Amazon Halifax, making a total today of £5.30

Hopeful1

Just a quickie for now, will be back later...

£1.20 cap 1
£5 vicious vanquis
£12.33 next

TOTAL PaD £18.53

funkymonkey

£5 for me to the jar x

sashanut

Hi all

Very quick post from me just a PAD of £50 to B a/c OD & .20p :eek: to Lloyds plat cc Total £50.20 please DT Am v excited as off to cinema with DD18 - don't worry I'm the last resort:D - none of her mates can go!! Not very MSE except she is orange 241 but pre-cinema shopping & visit to Nandos (I've never been) will be on me....................

DietCokeMad

£1 PAD to Virgin today. Having a clear out day so fingers crossed will find some ebayable stuff

StinkyPinky_2

£4 Pad today

Fag_ash_lil

dankosheemo wrote: »

:hello: Hey everyone!

:j Woooooo the Barclaycard has been CLEARED, GONE, BUSTED, well and truly left the Danko household!! :j (Well temporarily until I've spoken to them once the payment has cleared to see if I can wangle a 0% or LOTB) BUT as it stands, it has GONE!

That's brilliant news ..... Well Done danko ....

...

terri x

sashybo

Hi all , just 50p to Barclaycard today.

Well done Danko and Twinkles for paying off cards. :beer:

Training was ok today but still waiting for access to the computer systems so a bit of thumb twiddling going on!

macgirl

Well done Twinkles and Danko on clearing those card!!!:j:T:j

Hello Emberlina:hello: If you try to read this thread and PAD every day, you'll start tackling those debts. We'll keep you on the straight and narrow!;)

Nice one again Green:rotfl:

Just a quick £1 for me please DT - nearly at the half way point!
I've offered to do totals for August (until someone else really wants to!) but am away next week til the 29th July.
Catch you later all xx

Fag_ash_lil

musogirl295 wrote: »

£23.86 for me today. Thats split between my normal debts but also includes a final payment to a small catalogue debt that is now cleared!:j

Have a good day everybody!

Muso x

Muso - Great news that you have cleared your catalogue debt ....

Emberlina wrote: »

:hello:Hey everyone,

I have stubled across this forum from MSE site and I must say, and this probably not going to sound how it should, but you have made me feel better. I am not alone, and I am not the only person to have run up a load of debt that I am struggling to manage!

I lay awake at night worrying and stressing and feeling guilty and feeling like the only person in the world, and I feel so jealous and envious of people with more money than me, or people who (I think) are debt free - it's taking over my life, and managed to ruin my weekend after meeting up with some of my husbands friends at an event and feeling completely inadequate!

Just wanted to say hi and thanks and that I want to know what this PAD thing is all about!

Emberlina x

Hi Emberlina ,

Believe me you are not alone , the majority of us on this thread are in the same boat .... So try not to worry too much .... have a cuppa and biccy and join the club ...

Basically we make a payment a day , to either a debt or to a strange thing called savings !


So welcome to the Madhouse ! Good luck with your payment a day , either small or large it's surprising how quickly it all adds up .


It really doesn't matter if it's a penny that you can pay or £1000 , it's whatever amount that you can afford .... Some people count their minimum payments as part of their PAD , others don't .... it's entirely up to you.


Alot of people use their " extra " money as their PAD .... by selling unwanted bits on Ebay .... or use their " daily click money " .... or some count up their loose change at the end of each day ....


Everybody is great on here , which really helps to keep you motivated ...


terri x