A Payment A Day Part 4

PurpleJellyFish

Morning All,

PaD for me today is £6.34

Not impressed as it's absolutely chucking it down and it's time for me to go to work!

Mudbath

Hiya
Hope you're all having a good week. My PAD today is £6.00. I'm going to carry on doing my PAD though the summer holidays but won't be logging on much so will just add my totals when I do log on. Hope you all have a lovely summer (it's pouring down here!!!) xx

Double_Trouble

Oh Green I loved the joke just had to tell the OH I wonder if I can get him to include it in a sermon perhaps not but he did think it was funny:rotfl::rotfl:

The total for

15th July was £684.52 still not enough to reveal the cake recipe but I can't complain as I am not helping at all:o today's is looking good so far so you never know

Well done to all those that are celebrating a divorce today :T:T(I always think that if someone pops into this thread they would find our celebration of divorce a bit odd :rotfl::rotfl:

DTxx

Flower08

jo41 wrote: »

Morning all,




Jo x

I love this picture, its so cute!

Right another boring day of packing for me today, oh and another trip to the post office as another book on amazon has sold!

Well done to everyone who has cleared debts today!

PAD for me is £1 to HSBC CC

mumofthreemonkies83

Im skint too so just put me down for £1.00 please DT.

Gotta run, am watching the biggest loser ina sec :-)

Mumof4 xx

SueP19

Afternoon, its a PAD of £3.69 for me today please

Twinkles08 & Danko Huge congrats on your divorces

Danko Well done on the weight loss, only 1/2lbs to go :T

Angelicmary Stand firm and well done AM's OH for standing up too :j

lemma1968

£300 DD off my MBNA today.

Under £4k now i think :j

clearing_out_my_pockets

Another small PaD today but they all add up... 47p. I'm determined to pay for as much of this wedding as possible through rounding down my bank account and stashing loose change.

Emberlina

:hello:Hey everyone,

I have stubled across this forum from MSE site and I must say, and this probably not going to sound how it should, but you have made me feel better. I am not alone, and I am not the only person to have run up a load of debt that I am struggling to manage!

I lay awake at night worrying and stressing and feeling guilty and feeling like the only person in the world, and I feel so jealous and envious of people with more money than me, or people who (I think) are debt free - it's taking over my life, and managed to ruin my weekend after meeting up with some of my husbands friends at an event and feeling completely inadequate!

Just wanted to say hi and thanks and that I want to know what this PAD thing is all about!

Emberlina x

Double_Trouble

Emberlina wrote: »

:hello:Hey everyone,

I have stubled across this forum from MSE site and I must say, and this probably not going to sound how it should, but you have made me feel better. I am not alone, and I am not the only person to have run up a load of debt that I am struggling to manage!

I lay awake at night worrying and stressing and feeling guilty and feeling like the only person in the world, and I feel so jealous and envious of people with more money than me, or people who (I think) are debt free - it's taking over my life, and managed to ruin my weekend after meeting up with some of my husbands friends at an event and feeling completely inadequate!

Just wanted to say hi and thanks and that I want to know what this PAD thing is all about!

Emberlina x

We won't take offence we would all rather not be in debt but at least we are doing something about it and a bet a lot of the people you met have debts too but are just not facing up to them.

At least you are looking for help and you have come to the right place. PAD is just that every day we make a payment to our debts whether it be 1p or many pounds depending on individual circumstances. Some people pay it every day off a debt by internet banking others put in a jar or piggy bank and when it mounts up pay it off a debt. Some people count their normal monthly payments as part of PAD others only count extra payments. It is entirely up to you.
It does work it is amazing how much money you spend on unecessary things and when you think do I really want this magazine, new top or whatever or do I want to pay something towards to my debt and you can see that debt coming down on a daily basis it really helps.
No rules except put any amounts you pay in big, bold or colour. Everyone is really friendly and non judgmental on this thread but slightly mad so be warned and once you join you can never leave :rotfl:so when you are debt free you can use your PAD for savings (I like the sound of that word not ever been very good at it though:mad:) and if you want to lose weight we have a diet challenge as well.

So welcome on board you won't regret it.

DTxx