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A Payment A Day Part 4

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  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    £5 to my tuition fees fund today :)
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • PaD for me today of £3.36

    Hope everyone has had a decent Monday and is keeping well. Some fantastic PaDs today. I'm going for the small and steady approach (not like I have much choice lol) but 'every little helps' as they say.
  • Yargo1
    Yargo1 Posts: 1,047 Forumite
    Debt-free and Proud!
    50 pound to capital one. Hi to all the usual posters.
    DEBT FREE - MARCH 2012 - NOW JUST THE MORTGAGE!
    MFW 2012 No.148:£1600 / £450.00
    Mortgage - 102,57.16
  • Fag_ash_lil
    Fag_ash_lil Posts: 5,150 Forumite
    Part of the Furniture
    mokensef2 wrote: »
    Hiya!

    Thought I'd join in? Have made a payment of £117 to cap one today and have found out theat they have reduced my interest rate by over 8% since January this year! (Have started paying by d/d for the min and paid any extra if I could!)
    Also I will be going to my local virgin this eve to get the free sandwiches they put out at the end when they close their food bar - managed to get 3 free lunches last week - so have put the £9 I saved on my cap one) balance reduced to under £50 - yay
    :rotfl:

    Hi mokensef2 hellowave.gif ,

    Welcome to the madhouse . Good luck with your payment a day either small or large it's surprising how quickly it all adds up .
    Everybody is great on here , which really helps to keep you motivated .

    terri x kiss-1.gif
    " When I'm good I'm very good , but when I'm bad I'm better " ~ Mae West ..
  • Jazzie99
    Jazzie99 Posts: 289 Forumite
    Another newbie joining the PAD brigade..:hello:

    Paid £9.67 last week to my virgin card and paid another £8.57 today - thats a total of £18.24 so far :cool:
    Friend Debt: 5,000/3,850
    2013 Start Mortgage: 306,585/306,585
    Overpayments: 0
    ISA Saver:
    £10
  • Flower08
    Flower08 Posts: 4,771 Forumite
    Silaqui wrote: »

    Could I have opinions please - I still have my Barclaycard which has a really low limit of £330, if I BT to it it will be at the life of balance rate of about 6.8%. Is it worth putting such a small amount over do you reckon, or would the fees etc mean I might as well just concentrate on the one card?

    xxx


    Im not sure what the fees are for BT, as i have never done one. But i would say just try and concentrate on clearing the low balance. Im sure some maths whizz would be able to calculate it all exactly for you!
    How long do you think it would realistically take you to clear the £330? If its not too long i would be inclined to leave it where it is, as the fees may outweigh the benefits of moving it.

    Hope that makes sense, it did to me lol
    Biggest Loser Weight Loss: 13 / 20 lb
  • Flower08
    Flower08 Posts: 4,771 Forumite
    Hello to all the newbies and welcome to the madhouse!
    Biggest Loser Weight Loss: 13 / 20 lb
  • Fag_ash_lil
    Fag_ash_lil Posts: 5,150 Forumite
    Part of the Furniture
    Jazzie99 wrote: »
    Another newbie joining the PAD brigade..:hello:

    Paid £9.67 last week to my virgin card and paid another £8.57 today - thats a total of £18.24 so far :cool:

    Hi Jazzie99 hellowave.gif

    Welcome to the madhouse ! ... Good luck with your payment a day , either small or large it's surprising how quickly it all adds up .
    Everybody is really great on here which helps to keep you motivated ...
    Ooooooooh if you happen to be on a diet we have a PAD diet challenge , " weigh in " day is on a thursday ... you don't have to tell us your starting weight ( unless you want to ! ) just how much you have lost or gained each week ...


    terri kiss-1.gif
    " When I'm good I'm very good , but when I'm bad I'm better " ~ Mae West ..
  • nikki02_2
    nikki02_2 Posts: 468 Forumite
    oops, almost forgot to post my pad........

    £35.00 to the scabbey card.

    Been struck down with the flu so haven't read todays post's yet. Will catch up tomorrow, nite nite all xxx
    Comping wins

    May 2013: Sausage Roll :D
    Keep calm and carry on comping
    :j
  • 10 pounds to halifax xxx
    Nevertheless she persisted.
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