We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
A Payment A Day Part 4
Options
Comments
-
£5 to my tuition fees fund todayBe who you are and say what you feel because those who mind don't matter and those who matter don't mind.
Personal Finance Blogger + YouTuber / In pursuit of FIRE
0 -
PaD for me today of £3.36
Hope everyone has had a decent Monday and is keeping well. Some fantastic PaDs today. I'm going for the small and steady approach (not like I have much choice lol) but 'every little helps' as they say.0 -
50 pound to capital one. Hi to all the usual posters.DEBT FREE - MARCH 2012 - NOW JUST THE MORTGAGE!
MFW 2012 No.148:£1600 / £450.00
Mortgage - 102,57.160 -
Hiya!
Thought I'd join in? Have made a payment of £117 to cap one today and have found out theat they have reduced my interest rate by over 8% since January this year! (Have started paying by d/d for the min and paid any extra if I could!)
Also I will be going to my local virgin this eve to get the free sandwiches they put out at the end when they close their food bar - managed to get 3 free lunches last week - so have put the £9 I saved on my cap one) balance reduced to under £50 - yay
:rotfl:
Hi mokensef2,
Welcome to the madhouse . Good luck with your payment a day either small or large it's surprising how quickly it all adds up .
Everybody is great on here , which really helps to keep you motivated .
terri x" When I'm good I'm very good , but when I'm bad I'm better " ~ Mae West ..0 -
Another newbie joining the PAD brigade..:hello:
Paid £9.67 last week to my virgin card and paid another £8.57 today - thats a total of £18.24 so far :cool:
Friend Debt: 5,000/3,850
2013 Start Mortgage: 306,585/306,585
Overpayments: 0
ISA Saver: £100 -
Could I have opinions please - I still have my Barclaycard which has a really low limit of £330, if I BT to it it will be at the life of balance rate of about 6.8%. Is it worth putting such a small amount over do you reckon, or would the fees etc mean I might as well just concentrate on the one card?
xxx
Im not sure what the fees are for BT, as i have never done one. But i would say just try and concentrate on clearing the low balance. Im sure some maths whizz would be able to calculate it all exactly for you!
How long do you think it would realistically take you to clear the £330? If its not too long i would be inclined to leave it where it is, as the fees may outweigh the benefits of moving it.
Hope that makes sense, it did to me lolBiggest Loser Weight Loss: 13 / 20 lb0 -
Hello to all the newbies and welcome to the madhouse!Biggest Loser Weight Loss: 13 / 20 lb0
-
Another newbie joining the PAD brigade..:hello:
Paid £9.67 last week to my virgin card and paid another £8.57 today - thats a total of £18.24 so far :cool:
Hi Jazzie99
Welcome to the madhouse ! ... Good luck with your payment a day , either small or large it's surprising how quickly it all adds up .
Everybody is really great on here which helps to keep you motivated ...
Ooooooooh if you happen to be on a diet we have a PAD diet challenge , " weigh in " day is on a thursday ... you don't have to tell us your starting weight ( unless you want to ! ) just how much you have lost or gained each week ...
terri" When I'm good I'm very good , but when I'm bad I'm better " ~ Mae West ..0 -
oops, almost forgot to post my pad........
£35.00 to the scabbey card.
Been struck down with the flu so haven't read todays post's yet. Will catch up tomorrow, nite nite all xxxComping wins
May 2013: Sausage RollKeep calm and carry on comping:j0 -
10 pounds to halifax xxxNevertheless she persisted.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 350.9K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.5K Spending & Discounts
- 243.9K Work, Benefits & Business
- 598.8K Mortgages, Homes & Bills
- 176.9K Life & Family
- 257.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards