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A Payment A Day Part 4

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Comments

  • Hopeful1
    Hopeful1 Posts: 2,076 Forumite
    Have popped home to a letter saying after 18 months of serious letter writing and lots of waiting, MBNA have finally agreed to repay hubby's PPI plus compensation for the distress caused :D FOS have outlined how they need to calculate the payments so we don't have an exact at the mo'. Anything is a bonus, especially with baby on the way and us needing to move!!

    Yay for good news :j

    Well done, Andy on your weightloss, although i suspect tooth extraction is a rather severe approach to a weightloss diet!! ;):p
    One step at a time ;)
  • euronorris
    euronorris Posts: 12,247 Forumite
    Part of the Furniture 10,000 Posts Name Dropper PPI Party Pooper
    That's great news Hopeful1!

    Fingers crossed that it's a tidy little sum for you.

    I'm waiting on a response from A&L (old loan) and Virgin ( One of my current CC's). I've also asked for a copy of paperwork from an old Sainsbury's loan, but I have a feeling I'll be waiting a long time for that one!! lol

    Come on payday (Thursday). Then I can plan my payments for this month :)
    February wins: Theatre tickets
  • Hopeful1
    Hopeful1 Posts: 2,076 Forumite
    :D
    euronorris wrote: »
    That's great news Hopeful1!

    Fingers crossed that it's a tidy little sum for you.

    I'm waiting on a response from A&L (old loan) and Virgin ( One of my current CC's). I've also asked for a copy of paperwork from an old Sainsbury's loan, but I have a feeling I'll be waiting a long time for that one!! lol

    Come on payday (Thursday). Then I can plan my payments for this month :)

    Thanks Euro - i did mean to say 'Welcome' to you in my 1st post :hello:
    You sound like you are well and truly in the PaD spirit already. I hope you enjoy being part of the PaD thread. It's a great place to be. Very friendly with lots of humour, support and a bit of madness to boot :D

    Anyhoo, i really must get some report writing done :rolleyes:
    One step at a time ;)
  • euronorris
    euronorris Posts: 12,247 Forumite
    Part of the Furniture 10,000 Posts Name Dropper PPI Party Pooper
    Hopeful1 wrote: »
    :D

    Thanks Euro - i did mean to say 'Welcome' to you in my 1st post :hello:
    You sound like you are well and truly in the PaD spirit already. I hope you enjoy being part of the PaD thread. It's a great place to be. Very friendly with lots of humour, support and a bit of madness to boot :D

    Anyhoo, i really must get some report writing done :rolleyes:

    Thanks for the welcome :hello:

    I am well and truly into the spirit of all money saving / debt reducing ideas now.

    Had my lightbulb moment a couple of weeks ago, and searched around this site and the forum for ideas, budgeting, planning etc and am feeling much more positive!

    Thankfully, my OH's landlady has now agreed that I can move in with him, officially from 1st August 2009, which saves me over €400 per month!!!

    So, July is still going to be tight, but everything should become much smoother after that and I can start chipping away at the debt with some force!! lol

    Pay rise is effective from 1 Sep 09 and bonus will be paid out in October. I bet you can guess where all that spare cash is going, can't you?! Oh yes, reduce the debt, reduce the debt! lol

    Have a good day all! :D
    February wins: Theatre tickets
  • Money_Fritter
    Money_Fritter Posts: 2,293 Forumite
    Hi everybody

    PAD = £1.00 off visa card.

    Money Fritter
    DFW#972 LBM2 (09/07/12) £25938.84; Current £23783.35;
    Credit Credit Card1 £128.47/£6424.24 (2%);
    Credit Card2 £443.86/£15663.25 (2.8%); Overdraft £0/£2500 (0%)
  • MinniMe_2
    MinniMe_2 Posts: 1,611 Forumite
    Afternoon all, sounds like everyone is so positive today:)

    £3.84 towards halicrap CC today - nice and sunny here - think I shall go for a walk at lunch!

    Hope everyone is doing well
    New surname New start!
    Total Debt - [STRIKE]£9999.09 [/STRIKE]now 7633.16 23.66% paid off
  • bigbeff
    bigbeff Posts: 1,119 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    £50 birthday money to credit card - I had already spent it on new prescription sunglasses before I had received it!! So not just paying off debts! :)
    Debt busting 2022 Total £15842.68 £0 (100% paid since 1/1/22)
  • PigginSkint
    PigginSkint Posts: 2,706 Forumite
    Part of the Furniture Combo Breaker
    Hi All

    Back at work today but feeling rough. Very behind at reading this thread so apologies if I have missed anything.

    Today's PADs are £1.23 to Abhorrent Amazon Halifax and £10.23 to Evil Egg (I thought there would be a minimum payment of £10 going out but apparently they haven't taken it because I have overpaid thanks to my PADs!), making a total today of £11.46
    PigginSkint's debt free diary
    DFW Nerd 1049 Amazon Sellers Club member 54
    Total mortgage debt: 30/4/17 £14090.77 (Last payment: September 2021)
    LTSB Loan 30/4/17 £6633.71 (reduction by 48%)
    Total credit cards: 30/4/17 £25971.91 :eek:
    Total non-mortgage debt: 30/4/17 £32876.49 :eek:
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    :DWoo, rent money in!:D

    PAD of £100 - hurrah for payday :D

    Expect tiny PADs from now until 23rd July :rotfl:
  • newmum1
    newmum1 Posts: 1,341 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Hey all quick pad for me £20 to CC. :)
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