A Payment A Day Part 4

tobedebtfree_2

Hi Everyone and a warm welcome to the newbies

61p for me today....not sure if i'll have enough cash to get me through till the end of the month.....cant even look fowrad to payday as theres nothing spare.....and i cant even think of booking a holiday.....hope you guys are having a better day than me

take care
xxx

tobedebtfree_2

angelicmary85 wrote: »

Afternoon All,

PAD for me today is £5.82!

MBNA are really slow at updating my account so hopefully the balance is lower than what it says!!

Just received my mbna statement and apparently they are now geared up to receive faster payments ie within 2 hrs but when i sent my pad through i still got the regular message of they cant guarantee when the money will be credited instead of it will be credited within 2 hours and i cant be asked to call mbna as they will probably just reduce my limit again

cashless_wonder

Once again I am PAD-less . . . I am assured my money should 'be there in the morning' but seeing as it crapola Cahoot telling me that I have NO faith that it actually will.

So a big fat zero for me ! Can't even rustle up a penny for my loose change pot - oh woe oh woe I am bereft !!!!!!!!!!!!!!!!!!!!!!!!!!

angelicmary85

tobedebtfree wrote: »

Just received my mbna statement and apparently they are now geared up to receive faster payments ie within 2 hrs but when i sent my pad through i still got the regular message of they cant guarantee when the money will be credited instead of it will be credited within 2 hours and i cant be asked to call mbna as they will probably just reduce my limit again

I wish they would update in 2hours...it seems to take them 4days to take the cash from my account and then they add it on the next day (must to be get the extra interest :rolleyes:) so my account is all to pot as the cash isn't available anymore but my account still looks good and I don't like it when it looks too good!!

I'm thinking about maybe BT'ing back to Bank Of Scotland as they will be charging 1% less than MBNA but I've just paid a £87 BT fee so I'll get hit with another if I BT back to BOS so I'm not sure what to do!

SarahNeedle1872

Hiya all, a small PAD of £5.41 for me today

Sx

sashybo

flying_fresian wrote: »

I'm decluttering too, it's driving me mad!

When's the Cat Lair due?

Well I'm hoping for it in about two weeks, ordered it at the start of June and the guy that makes them says to give them roughly 28 days for delivery. I want the Cat Lair now! So impatient!

I've been listening to the Proclaimers while cleaning - don't know why but it gives me a bit more energy! And I just admitted that on a public forum....:o Spotify is good for those random music wants.:rotfl:

I seem to clear out the spare room and then fill it all up again with more rubbish, grrr. I'm using Bookmooch to try and get rid of some of my hundreds of books - OH just goes "What's the point of that? You will just get more books back!" Well at least I'm not buying more books...:D

runmichellerun

Some minimum payments for me today, plus an extra £3 into the Natwest loan pot so a PAD of 177.86

mooomin

sashybo wrote: »

I seem to clear out the spare room and then fill it all up again with more rubbish, grrr. I'm using Bookmooch to try and get rid of some of my hundreds of books - OH just goes "What's the point of that? You will just get more books back!" Well at least I'm not buying more books...:D

My whole house is just filled with rubbish, I swear.

I took two car loads of cr*p to the tip the other day and it doesn't look like there is less cr*p. I give up!

I was going to do more tonight, but I'm knackered after work etc and can't face it. Tomorrow perhaps!

DietCokeMad

£11.04 min payment to HSBC today

sashybo

flying_fresian wrote: »

My whole house is just filled with rubbish, I swear.

I took two car loads of cr*p to the tip the other day and it doesn't look like there is less cr*p. I give up!

I was going to do more tonight, but I'm knackered after work etc and can't face it. Tomorrow perhaps!

We've only been in this house for a year and a half and before we moved in we chucked out loads from our old house and yet I still have carp coming out my ears. I blame the lack of storage....:rotfl:

I think all the random carp breeds in the spare room and hall cupboard. :eek: Don't leave it too long FF!

Now listening to some Rolling Stones - street cred reinstated.;)